Visa Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Visa Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 94% of Financial Services companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $52 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. Less tangible than 93% of Financial Services companies in United States.
- Tangible Net Worth Ratio: Goodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative. Less tangible than 91% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 94% of Financial Services companies in United States.
Growth Efficiency Ratio
$48Sales grew 36% in 3 years; of every extra $100 of sales, $48 became extra profit.
Higher than 74% of Financial Services companies in United States.
Asset Productivity Ratio
+36% / +17%In 3 years sales changed by +36% while total assets changed by +17%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
52%Of every $100 the company owns, $52 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 93% of Financial Services companies in United States.
Tangible Net Worth Ratio
NegativeGoodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative.
Less tangible than 91% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Visa Inc. owes $0.63 for every $1 it owns. Net profit rose 2% in the year to Sep 2025, and grew 10% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Sep 2025.
P/E ratio
34.7Investors pay $34.7 for every $1 of Visa Inc.'s yearly profit, higher than 90% of Financial Services companies in United States.
P/B ratio
21.77The share price is 21.77 times Visa Inc.'s book value per share, higher than 98% of Financial Services companies in United States.
Market cap
$765.8 BThe total market value of all of Visa Inc.'s shares at today's price (share price × number of shares), larger than almost all Financial Services companies in United States. PosiCap size class: Tito Cap.
Net worth (book value)
$35.2 BWhat Visa Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$18.74Net worth divided by the number of shares. The share price of $407.92 is 21.8 times this, which is the P/B above.
Return on equity (ROE)
61.2%Visa Inc. earned 61.2% on its shareholders' money over the last year, higher than 98% of Financial Services companies in United States.
Owes vs Owns
0.63×Visa Inc. owes $0.63 for every $1 it owns (moderate), lower than 63% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
0.65%Visa Inc. pays 0.65% of its share price as dividends a year, lower than 95% of dividend-paying Financial Services companies in United States.
Revenue growth
+11%Revenue rose 11% in the year to Sep 2025, and grew 11% a year on average over 3 years.
Profit growth
+2%Net profit rose 2% in the year to Sep 2025, and grew 10% a year on average over 3 years.
Profit margin
50.1%Visa Inc. keeps $50 of every $100 of revenue as net profit.
Questions
What is Visa Inc.'s P/E ratio?
Investors pay $34.7 for every $1 of Visa Inc.'s yearly profit, higher than 90% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Visa Inc.: $765.8 B ÷ $35.2 B (30 Jun 2026) = 21.8.
What is Visa Inc.'s return on equity?
Visa Inc. earned 61.2% on its shareholders' money over the last year, higher than 98% of Financial Services companies in United States.
How much does Visa Inc. owe compared with what it owns?
Visa Inc. owes $0.63 for every $1 it owns (moderate), lower than 63% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Visa Inc. pay a dividend?
Yes. Visa Inc. pays 0.65% of its share price as dividends a year, lower than 95% of dividend-paying Financial Services companies in United States.
Is Visa Inc.'s revenue growing?
Revenue rose 11% in the year to Sep 2025, and grew 11% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.