Universal Insurance Holdings, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Universal Insurance Holdings, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$54Sales grew 31% in 3 years; of every extra $100 of sales, $54 became extra profit.
Higher than 81% of Financial Services companies in United States.
Asset Productivity Ratio
+31% / -2%In 3 years sales changed by +31% while total assets changed by -2%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Universal Insurance Holdings, Inc. owes $0.81 for every $1 it owns. Net profit rose 210% in the year to Dec 2025.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
6.4Investors pay $6.4 for every $1 of Universal Insurance Holdings, Inc.'s yearly profit, lower than 91% of Financial Services companies in United States.
P/B ratio
2.11The share price is 2.11 times Universal Insurance Holdings, Inc.'s book value per share, higher than 81% of Financial Services companies in United States.
Market cap
$1.3 BThe total market value of all of Universal Insurance Holdings, Inc.'s shares at today's price (share price × number of shares), larger than 61% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$637 MWhat Universal Insurance Holdings, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$22.89Net worth divided by the number of shares. The share price of $48.40 is 2.1 times this, which is the P/B above.
Return on equity (ROE)
40.2%Universal Insurance Holdings, Inc. earned 40.2% on its shareholders' money over the last year, higher than 96% of Financial Services companies in United States.
Owes vs Owns
0.81×Universal Insurance Holdings, Inc. owes $0.81 for every $1 it owns (high), lower than 52% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.34%Universal Insurance Holdings, Inc. pays 1.34% of its share price as dividends a year, lower than 83% of dividend-paying Financial Services companies in United States.
Revenue growth
+5%Revenue rose 5% in the year to Dec 2025, and grew 9% a year on average over 3 years.
Profit growth
+210%Net profit rose 210% in the year to Dec 2025.
Profit margin
11.4%Universal Insurance Holdings, Inc. keeps $11 of every $100 of revenue as net profit.
Questions
What is Universal Insurance Holdings, Inc.'s P/E ratio?
Investors pay $6.4 for every $1 of Universal Insurance Holdings, Inc.'s yearly profit, lower than 91% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Universal Insurance Holdings, Inc.: $1.3 B ÷ $637 M (30 Jun 2026) = 2.1.
What is Universal Insurance Holdings, Inc.'s return on equity?
Universal Insurance Holdings, Inc. earned 40.2% on its shareholders' money over the last year, higher than 96% of Financial Services companies in United States.
How much does Universal Insurance Holdings, Inc. owe compared with what it owns?
Universal Insurance Holdings, Inc. owes $0.81 for every $1 it owns (high), lower than 52% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Universal Insurance Holdings, Inc. pay a dividend?
Yes. Universal Insurance Holdings, Inc. pays 1.34% of its share price as dividends a year, lower than 83% of dividend-paying Financial Services companies in United States.
Is Universal Insurance Holdings, Inc.'s revenue growing?
Revenue rose 5% in the year to Dec 2025, and grew 9% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.