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Universal Insurance Holdings, Inc.
Universal Insurance Holdings, Inc. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 20,206 | 6.2 | 2.06 | 0.15 | 4,483.60 |
| Oct 2026 | 20,254 | 6.1 | 2.04 | 0.15 | 4,434.05 |
| Oct 2026 | 20,249 | 6.2 | 2.05 | 0.15 | 4,447.98 |
| Oct 2026 | 20,214 | 6.2 | 2.06 | 0.15 | 4,462.97 |
| Oct 2026 | 20,240 | 6.2 | 2.05 | 0.15 | 4,448.78 |
| Oct 2026 | 20,192 | 6.3 | 2.09 | 0.15 | 4,540.76 |
| Oct 2026 | 20,212 | 6.3 | 2.08 | 0.15 | 4,514.41 |
| Oct 2026 | 20,159 | 6.4 | 2.11 | 0.15 | 4,568.52 |
| Oct 2026 | 20,231 | 6.4 | 2.13 | 0.15 | 4,629.16 |
Universal Insurance Holdings, Inc. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 427,033,000.0 | 393,565,000.0 | 407,926,000.0 | 400,981,000.0 |
| Net Profit | 59,188,000.0 | 54,291,000.0 | 66,589,000.0 | 39,830,000.0 |
| EPS | 2.1 | 2.0 | 2.4 | 1.4 |
Universal Insurance Holdings, Inc. Revenue & Profit: Last 4 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Revenue | 1,603,915,000.0 | 1,520,536,000.0 | 1,391,582,000.0 | 1,222,658,000.0 |
| Net Profit | 182,951,000.0 | 58,928,000.0 | 66,823,000.0 | -22,257,000.0 |
| EPS | 6.6 | 2.1 | 2.2 | -0.7 |
Universal Insurance Holdings, Inc. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 2,839,695,000.0 | 2,841,861,000.0 | 2,316,561,000.0 | 2,890,154,000.0 | — |
| Total Liabilities | 2,288,660,000.0 | 2,468,611,000.0 | 1,975,264,000.0 | 2,602,258,000.0 | — |
| Total Equity | 551,035,000.0 | 373,250,000.0 | 341,297,000.0 | 287,896,000.0 | — |
Owes vs Owns
Universal Insurance Holdings, Inc. owed $0.81 for every $1 it owned in Jun 2026, down from $0.90 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.81× | 0.81× | 0.87× | 0.85× | 0.90× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Universal Insurance Holdings, Inc. Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 20.1%Receivables 10.9%Fixed assets (tangible) 1.7%Long-term investments 53.8%Other assets 13.5%
How it's funded — Dec 2025
Long-term debt 3.5%Payables 9.1%Other liabilities 68.0%Shareholders' equity 19.4%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 571.8 | 1,528.5 | 1,461.6 | 1,403.3 |
| Receivables | 308.6 | 705.6 | 296.2 | 880.0 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 49.3 | 48.7 | 47.6 | 51.4 |
| Intangible assets | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term investments | 1,527.1 | 1,363.0 | 1,155.3 | 1,100.1 |
| Other assets | 382.8 | 0.0 | 0.0 | 0.0 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 14.6 | 0.0 |
| Long-term debt | 100.5 | 101.2 | 102.0 | 102.8 |
| Payables | 257.2 | 220.3 | 191.8 | 384.5 |
| Other liabilities | 1,930.9 | 2,147.0 | 1,666.8 | 2,115.0 |
| Shareholders' equity | 551.0 | 373.2 | 341.3 | 287.9 |
| Net tangible assets | 551.0 | 373.2 | 341.3 | 287.9 |
Universal Insurance Holdings, Inc. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 381,493,000.0 | 137,358,000.0 | 70,971,000.0 | 324,515,000.0 | — |
| Investing Activities | -113,608,000.0 | -228,092,000.0 | -15,251,000.0 | -148,861,000.0 | — |
| Financing Activities | -52,123,000.0 | -47,131,000.0 | -47,120,000.0 | -37,456,000.0 | — |