TFS Financial Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from TFS Financial Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 96% of Financial Services companies in United States.
- Tangible Net Worth Ratio: Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 94% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 3/3Sales grew in 2 of the last 3 years; profit grew in 3 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$54Sales grew 10% in 3 years; of every extra $100 of sales, $54 became extra profit.
Higher than 81% of Financial Services companies in United States.
Asset Productivity Ratio
+10% / +11%In 3 years sales changed by +10% while total assets changed by +11%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 96% of Financial Services companies in United States.
Tangible Net Worth Ratio
100%Of every $100 of net worth, $100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 94% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
TFS Financial Corporation owes $0.89 for every $1 it owns. Net profit rose 14% in the year to Sep 2025, and grew 7% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Sep 2025.
P/E ratio
46.1Investors pay $46.1 for every $1 of TFS Financial Corporation's yearly profit, higher than 93% of Financial Services companies in United States.
P/B ratio
2.38The share price is 2.38 times TFS Financial Corporation's book value per share, higher than 84% of Financial Services companies in United States.
Market cap
$4.7 BThe total market value of all of TFS Financial Corporation's shares at today's price (share price × number of shares), larger than 79% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$2.0 BWhat TFS Financial Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$6.98Net worth divided by the number of shares. The share price of $16.60 is 2.4 times this, which is the P/B above.
Return on equity (ROE)
5.3%TFS Financial Corporation earned 5.3% on its shareholders' money over the last year, lower than 74% of Financial Services companies in United States.
Owes vs Owns
0.89×TFS Financial Corporation owes $0.89 for every $1 it owns (high), higher than 75% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
7.63%TFS Financial Corporation pays 7.63% of its share price as dividends a year, higher than 84% of dividend-paying Financial Services companies in United States.
Revenue growth
+6%Revenue rose 6% in the year to Sep 2025, and grew 3% a year on average over 3 years.
Profit growth
+14%Net profit rose 14% in the year to Sep 2025, and grew 7% a year on average over 3 years.
Profit margin
28.3%TFS Financial Corporation keeps $28 of every $100 of revenue as net profit.
Questions
What is TFS Financial Corporation's P/E ratio?
Investors pay $46.1 for every $1 of TFS Financial Corporation's yearly profit, higher than 93% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For TFS Financial Corporation: $4.7 B ÷ $2.0 B (30 Jun 2026) = 2.4.
What is TFS Financial Corporation's return on equity?
TFS Financial Corporation earned 5.3% on its shareholders' money over the last year, lower than 74% of Financial Services companies in United States.
How much does TFS Financial Corporation owe compared with what it owns?
TFS Financial Corporation owes $0.89 for every $1 it owns (high), higher than 75% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does TFS Financial Corporation pay a dividend?
Yes. TFS Financial Corporation pays 7.63% of its share price as dividends a year, higher than 84% of dividend-paying Financial Services companies in United States.
Is TFS Financial Corporation's revenue growing?
Revenue rose 6% in the year to Sep 2025, and grew 3% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.