Regions Financial Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Regions Financial Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 5% in 3 years, but profit fell: $25 less profit per $100 of extra sales. Lower than 87% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
−$25Sales grew 5% in 3 years, but profit fell: $25 less profit per $100 of extra sales.
Lower than 87% of Financial Services companies in United States.
Asset Productivity Ratio
+5% / +2%In 3 years sales changed by +5% while total assets changed by +2%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
96%Of every $100 the company owns, $96 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 70% of Financial Services companies in United States.
Tangible Net Worth Ratio
64%Of every $100 of net worth, $64 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 77% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Regions Financial Corporation owes $0.88 for every $1 it owns. Net profit rose 14% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.1Investors pay $11.1 for every $1 of Regions Financial Corporation's yearly profit, lower than 68% of Financial Services companies in United States.
P/B ratio
1.28The share price is 1.28 times Regions Financial Corporation's book value per share, higher than 50% of Financial Services companies in United States.
Market cap
$24.2 BThe total market value of all of Regions Financial Corporation's shares at today's price (share price × number of shares), larger than 92% of Financial Services companies in United States. PosiCap size class: Tito Cap.
Net worth (book value)
$18.8 BWhat Regions Financial Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$22.11Net worth divided by the number of shares. The share price of $28.40 is 1.3 times this, which is the P/B above.
Return on equity (ROE)
12.4%Regions Financial Corporation earned 12.4% on its shareholders' money over the last year, higher than 62% of Financial Services companies in United States.
Owes vs Owns
0.88×Regions Financial Corporation owes $0.88 for every $1 it owns (high), higher than 66% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
4.28%Regions Financial Corporation pays 4.28% of its share price as dividends a year, higher than 71% of dividend-paying Financial Services companies in United States.
Revenue growth
+6%Revenue rose 6% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Profit growth
+14%Net profit rose 14% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Profit margin
28.6%Regions Financial Corporation keeps $29 of every $100 of revenue as net profit.
Questions
What is Regions Financial Corporation's P/E ratio?
Investors pay $11.1 for every $1 of Regions Financial Corporation's yearly profit, lower than 68% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Regions Financial Corporation: $24.2 B ÷ $18.8 B (30 Jun 2026) = 1.3.
What is Regions Financial Corporation's return on equity?
Regions Financial Corporation earned 12.4% on its shareholders' money over the last year, higher than 62% of Financial Services companies in United States.
How much does Regions Financial Corporation owe compared with what it owns?
Regions Financial Corporation owes $0.88 for every $1 it owns (high), higher than 66% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Regions Financial Corporation pay a dividend?
Yes. Regions Financial Corporation pays 4.28% of its share price as dividends a year, higher than 71% of dividend-paying Financial Services companies in United States.
Is Regions Financial Corporation's revenue growing?
Revenue rose 6% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.