Peoples Bancorp Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Peoples Bancorp Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$4Sales grew 40% in 3 years; of every extra $100 of sales, $4 became extra profit.
Lower than 72% of Financial Services companies in United States.
Asset Productivity Ratio
+40% / +34%In 3 years sales changed by +40% while total assets changed by +34%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
96%Of every $100 the company owns, $96 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 69% of Financial Services companies in United States.
Tangible Net Worth Ratio
67%Of every $100 of net worth, $67 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 74% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Peoples Bancorp Inc. owes $0.87 for every $1 it owns. Net profit fell 9% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.5Investors pay $11.5 for every $1 of Peoples Bancorp Inc.'s yearly profit, lower than 64% of Financial Services companies in United States.
P/B ratio
1.11The share price is 1.11 times Peoples Bancorp Inc.'s book value per share, lower than 64% of Financial Services companies in United States.
Market cap
$1.4 BThe total market value of all of Peoples Bancorp Inc.'s shares at today's price (share price × number of shares), larger than 61% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$1.2 BWhat Peoples Bancorp Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$34.40Net worth divided by the number of shares. The share price of $38.19 is 1.1 times this, which is the P/B above.
Return on equity (ROE)
10.1%Peoples Bancorp Inc. earned 10.1% on its shareholders' money over the last year, lower than 54% of Financial Services companies in United States.
Owes vs Owns
0.87×Peoples Bancorp Inc. owes $0.87 for every $1 it owns (high), higher than 60% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
4.50%Peoples Bancorp Inc. pays 4.50% of its share price as dividends a year, higher than 72% of dividend-paying Financial Services companies in United States.
Revenue growth
+2%Revenue rose 2% in the year to Dec 2025, and grew 12% a year on average over 3 years.
Profit growth
-9%Net profit fell 9% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Profit margin
23.5%Peoples Bancorp Inc. keeps $24 of every $100 of revenue as net profit.
Questions
What is Peoples Bancorp Inc.'s P/E ratio?
Investors pay $11.5 for every $1 of Peoples Bancorp Inc.'s yearly profit, lower than 64% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Peoples Bancorp Inc.: $1.4 B ÷ $1.2 B (30 Jun 2026) = 1.1.
What is Peoples Bancorp Inc.'s return on equity?
Peoples Bancorp Inc. earned 10.1% on its shareholders' money over the last year, lower than 54% of Financial Services companies in United States.
How much does Peoples Bancorp Inc. owe compared with what it owns?
Peoples Bancorp Inc. owes $0.87 for every $1 it owns (high), higher than 60% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Peoples Bancorp Inc. pay a dividend?
Yes. Peoples Bancorp Inc. pays 4.50% of its share price as dividends a year, higher than 72% of dividend-paying Financial Services companies in United States.
Is Peoples Bancorp Inc.'s revenue growing?
Revenue rose 2% in the year to Dec 2025, and grew 12% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.