Go Deep
OppFi Inc.
OppFi Inc. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 24,636 | 2.7 | 1.20 | 0.69 | 554.26 |
| Oct 2026 | 24,705 | 2.7 | 1.17 | 0.69 | 540.25 |
| Oct 2026 | 24,663 | 2.7 | 1.19 | 0.69 | 547.93 |
| Oct 2026 | 24,727 | 2.6 | 1.16 | 0.69 | 535.14 |
| Oct 2026 | 24,074 | 2.6 | 1.14 | 0.69 | 527.18 |
| Oct 2026 | 24,037 | 2.6 | 1.16 | 0.69 | 533.82 |
| Oct 2026 | 24,011 | 2.7 | 1.17 | 0.69 | 537.23 |
| Oct 2026 | 23,958 | 2.7 | 1.19 | 0.69 | 545.58 |
OppFi Inc. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 145,170,000.0 | 151,881,000.0 | 159,250,000.0 | 155,089,000.0 |
| Net Profit | 14,842,000.0 | 28,401,000.0 | 16,846,000.0 | 41,635,000.0 |
| EPS | 0.2 | 1.1 | — | 1.5 |
OppFi Inc. Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 597,050,000.0 | 525,963,000.0 | 508,949,000.0 | 452,859,000.0 | — |
| Net Profit | 26,329,000.0 | 7,258,000.0 | -1,005,000.0 | 7,098,000.0 | — |
| EPS | 1.0 | 0.4 | -0.1 | 0.5 | — |
OppFi Inc. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 754,090,000.0 | 641,171,000.0 | 601,543,000.0 | 579,839,000.0 | — |
| Total Liabilities | 445,214,000.0 | 406,958,000.0 | 407,514,000.0 | 420,689,000.0 | — |
| Total Equity | 58,484,000.0 | 32,774,000.0 | 10,440,000.0 | -494,000.0 | — |
Owes vs Owns
OppFi Inc. owed $0.46 for every $1 it owned in Jun 2026, down from $0.73 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.46× | 0.59× | 0.63× | 0.68× | 0.73× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
OppFi Inc. Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 6.6%Receivables 72.4%Fixed assets (tangible) 4.8%Long-term investments 2.5%Other assets 13.6%
How it's funded — Dec 2025
Long-term debt 42.6%Other liabilities 16.1%Shareholders' equity 41.0%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 49.5 | 61.3 | 31.8 | 16.2 |
| Receivables | 546.2 | 475.7 | 465.3 | 459.9 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 36.5 | 24.3 | 22.5 | 27.6 |
| Intangible assets | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term investments | 19.1 | 19.2 | 0.0 | 0.0 |
| Other assets | 102.9 | 60.6 | 81.9 | 76.0 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term debt | 321.4 | 318.8 | 334.1 | 347.1 |
| Payables | 2.8 | 0.9 | 4.4 | 6.3 |
| Other liabilities | 121.1 | 87.3 | 69.0 | 67.3 |
| Shareholders' equity | 308.9 | 234.2 | 194.0 | 159.2 |
| Net tangible assets | 58.5 | 32.8 | 10.4 | -0.5 |
OppFi Inc. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 401,305,000.0 | 323,806,000.0 | 296,146,000.0 | 243,297,000.0 | — |
| Investing Activities | -307,804,000.0 | -243,442,000.0 | -244,292,000.0 | -317,244,000.0 | — |
| Financing Activities | -88,526,000.0 | -66,019,000.0 | -27,581,000.0 | 61,255,000.0 | — |