What does OppFi Inc. do?

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.

What is OppFi Inc.'s P/E and P/B ratio?

OppFi Inc. has a P/E ratio of 2.7 and a P/B ratio of 1.19.

What is OppFi Inc.'s debt-to-equity ratio?

OppFi Inc. has a debt-to-equity ratio of 0.69.

How much does OppFi Inc. owe compared with what it owns?

OppFi Inc. owes $0.46 for every $1 it owns (balance sheet Jun 2026), which is low. Banks and lenders usually show higher figures.

Does OppFi Inc. have any regulatory orders, red flags (PosiRed) or yellow flags (PosiYellow)?

OppFi Inc. has no active red flags. It has 1 yellow flag (PosiYellow stress signals, 7/10 points): Debt obligation accelerated (8-K Item 2.04).

Where can I read the latest news about OppFi Inc.?

Recent headlines about OppFi Inc. from the last 30 days, with links to the original articles, are on its News page on PositoAI.

Does OppFi Inc. have a PositoAI PosiShot or QR code?

Yes. A dated PosiShot of OppFi Inc.'s current position, a PosiQR code for its live profile and a ready-made dated mention are available on its For this company page on PositoAI.

OppFi Inc.

Q: What is OppFi Inc.'s Positivity rank?

OppFi Inc. is ranked #643 of 6,774 companies globally and #102 of 4,000 in United States on PositoAI, with a Positivity Score of 23,958.

NYSE: OPFI · Financial Services

Positivity Index

#643 / 6,774

Global

#102 / 4,000

United States

Positivity Score

23,958

Rank→

PosiRed: no active red flags · PosiYellow: 1 yellow flag (7/10 points) View flag history →

PosiYellow · yellow flag (stress signal)

Debt obligation accelerated (8-K Item 2.04)

The company reported a triggering event that accelerates or increases a debt obligation in a Form 8-K (Item 2.04) filed on 16 Apr 2026, for example lenders becoming able to demand early repayment.

More details →

OppFi Inc. — Overview & Financial Snapshot

OppFi Inc. (NYSE: OPFI) is a Financial Services company, ranked #643 of 6,774 companies globally and #102 of 4,000 in United States on PositoAI, with a Positivity Score of 23,958. Its market capitalisation is ₹4,648.78 Cr ($492.50M), P/E ratio is 2.7 and P/B ratio is 1.19. It has no active red flags (PosiRed) and 1 yellow flag (PosiYellow, 7/10 points): Debt obligation accelerated (8-K Item 2.04).

For financial statements, ratio trends and score history, Go Deep →