Jefferson Capital, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Jefferson Capital, Inc.'s yearly results, compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
—Data incomplete
Growth Efficiency Ratio
—Data incomplete
Asset Productivity Ratio
—Data incomplete
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
97%Of every $100 the company owns, $97 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 62% of Financial Services companies in United States.
Tangible Net Worth Ratio
86%Of every $100 of net worth, $86 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 55% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Jefferson Capital, Inc. owes $0.77 for every $1 it owns. Net profit rose 46% in the year to Dec 2025.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
22.7Investors pay $22.7 for every $1 of Jefferson Capital, Inc.'s yearly profit, higher than 80% of Financial Services companies in United States.
P/B ratio
2.50The share price is 2.50 times Jefferson Capital, Inc.'s book value per share, higher than 85% of Financial Services companies in United States.
Market cap
$1.2 BThe total market value of all of Jefferson Capital, Inc.'s shares at today's price (share price × number of shares), larger than 59% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$476 MWhat Jefferson Capital, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$8.29Net worth divided by the number of shares. The share price of $20.69 is 2.5 times this, which is the P/B above.
Return on equity (ROE)
35.0%Jefferson Capital, Inc. earned 35.0% on its shareholders' money over the last year, higher than 96% of Financial Services companies in United States.
Owes vs Owns
0.77×Jefferson Capital, Inc. owes $0.77 for every $1 it owns (moderate), lower than 55% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
4.63%Jefferson Capital, Inc. pays 4.63% of its share price as dividends a year, higher than 73% of dividend-paying Financial Services companies in United States.
Revenue growth
+42%Revenue rose 42% in the year to Dec 2025.
Profit growth
+46%Net profit rose 46% in the year to Dec 2025.
Profit margin
30.6%Jefferson Capital, Inc. keeps $31 of every $100 of revenue as net profit.
Questions
What is Jefferson Capital, Inc.'s P/E ratio?
Investors pay $22.7 for every $1 of Jefferson Capital, Inc.'s yearly profit, higher than 80% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Jefferson Capital, Inc.: $1.2 B ÷ $476 M (30 Jun 2026) = 2.5.
What is Jefferson Capital, Inc.'s return on equity?
Jefferson Capital, Inc. earned 35.0% on its shareholders' money over the last year, higher than 96% of Financial Services companies in United States.
How much does Jefferson Capital, Inc. owe compared with what it owns?
Jefferson Capital, Inc. owes $0.77 for every $1 it owns (moderate), lower than 55% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Jefferson Capital, Inc. pay a dividend?
Yes. Jefferson Capital, Inc. pays 4.63% of its share price as dividends a year, higher than 73% of dividend-paying Financial Services companies in United States.
Is Jefferson Capital, Inc.'s revenue growing?
Revenue rose 42% in the year to Dec 2025.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.