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Jefferson Capital, Inc.
Jefferson Capital, Inc. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 17,930 | 22.6 | 2.48 | 2.96 | 1,956.10 |
| Oct 2026 | 17,994 | 22.3 | 2.45 | 2.96 | 1,927.43 |
| Oct 2026 | 17,877 | 23.0 | 2.50 | 2.96 | 1,969.49 |
| Oct 2026 | 17,933 | 22.6 | 2.48 | 2.96 | 1,944.50 |
| Oct 2026 | 17,991 | 22.3 | 2.45 | 2.96 | 1,925.72 |
| Oct 2026 | 17,874 | 22.8 | 2.50 | 2.96 | 1,967.44 |
| Oct 2026 | 17,877 | 22.8 | 2.50 | 2.96 | 1,961.63 |
| Oct 2026 | 17,890 | 22.7 | 2.50 | 2.96 | 1,952.95 |
Jefferson Capital, Inc. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 177,540,000.0 | 176,439,000.0 | 154,799,000.0 | 150,842,000.0 |
| Net Profit | 41,296,000.0 | 37,634,000.0 | 37,731,000.0 | 38,362,000.0 |
| EPS | 0.7 | 0.6 | 0.6 | 0.6 |
Jefferson Capital, Inc. Revenue & Profit: Last 3 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 |
|---|---|---|---|
| Revenue | 613,289,000.0 | 433,341,000.0 | 323,072,000.0 |
| Net Profit | 187,965,000.0 | 128,891,000.0 | 111,519,000.0 |
| EPS | 5.6 | 2.2 | 1.9 |
Jefferson Capital, Inc. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 |
|---|---|---|---|
| Total Assets | 2,087,373,000.0 | 1,654,283,000.0 | 1,115,366,000.0 |
| Total Liabilities | 1,611,238,000.0 | 1,271,754,000.0 | 811,777,000.0 |
| Total Equity | 476,135,000.0 | 382,529,000.0 | 274,792,000.0 |
Owes vs Owns
Jefferson Capital, Inc. owed $0.77 for every $1 it owned in Jun 2026, up from $0.73 in Dec 2023.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 |
|---|---|---|---|---|
| Owes vs Owns | 0.77× | 0.77× | 0.77× | 0.73× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Jefferson Capital, Inc. Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 1.1%Receivables 93.8%Intangible assets 3.1%Other assets 1.9%
How it's funded — Dec 2025
Short-term debt 11.1%Long-term debt 56.4%Payables 4.6%Other liabilities 5.1%Shareholders' equity 22.8%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 |
|---|---|---|---|
| Assets | |||
| Cash & short-term investments | 23.2 | 35.5 | 14.4 |
| Receivables | 1,957.3 | 1,531.5 | 1,004.5 |
| Inventory | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 1.7 | 2.3 | 0.0 |
| Intangible assets | 64.6 | 67.9 | 63.7 |
| Long-term investments | 0.0 | 0.0 | 0.0 |
| Other assets | 40.6 | 17.1 | 32.8 |
| Liabilities & equity | |||
| Short-term debt | 231.6 | 508.1 | 0.0 |
| Long-term debt | 1,177.5 | 686.6 | 770.9 |
| Payables | 95.2 | 70.0 | 40.9 |
| Other liabilities | 107.0 | 7.1 | 0.0 |
| Shareholders' equity | 476.1 | 382.5 | 303.6 |
| Net tangible assets | 411.6 | 314.6 | 211.1 |
Jefferson Capital, Inc. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 |
|---|---|---|---|
| Operating Activities | 268,813,000.0 | 168,209,000.0 | 120,219,000.0 |
| Investing Activities | -401,943,000.0 | -542,365,000.0 | -403,411,000.0 |
| Financing Activities | 149,699,000.0 | 388,820,000.0 | 289,859,000.0 |