ICICI Life Insurance Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from ICICI Life Insurance Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 3/3Sales grew in 1 of the last 3 years; profit grew in 3 of 3.
Less steady than 66% of Financial Services companies in India.
Growth Efficiency Ratio
₹6Sales grew 28% in 3 years; of every extra ₹100 of sales, ₹6 became extra profit.
Lower than 71% of Financial Services companies in India.
Asset Productivity Ratio
+28% / +25%In 3 years sales changed by +28% while total assets changed by +25%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 67% of Financial Services companies in India.
Tangible Net Worth Ratio
99%Of every ₹100 of net worth, ₹99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 63% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
ICICI Life Insurance Limited owes ₹0.96 for every ₹1 it owns. Net profit rose 36% in the year to Mar 2026, and grew 25% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
35.6Investors pay ₹35.6 for every ₹1 of ICICI Life Insurance Limited's yearly profit, higher than 81% of Financial Services companies in India.
P/B ratio
4.35The share price is 4.35 times ICICI Life Insurance Limited's book value per share, higher than 85% of Financial Services companies in India.
Market cap
₹62,529 CrThe total market value of all of ICICI Life Insurance Limited's shares at today's price (share price × number of shares), larger than 84% of Financial Services companies in India. PosiCap size class: Meso Cap.
Net worth (book value)
₹14,375 CrWhat ICICI Life Insurance Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
₹99.09Net worth divided by the number of shares. The share price of ₹431.00 is 4.3 times this, which is the P/B above.
Return on equity (ROE)
12.9%ICICI Life Insurance Limited earned 12.9% on its shareholders' money over the last year, higher than 60% of Financial Services companies in India.
Owes vs Owns
0.96×ICICI Life Insurance Limited owes ₹0.96 for every ₹1 it owns (high), higher than 96% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
0.38%ICICI Life Insurance Limited pays 0.38% of its share price as dividends a year, lower than 75% of dividend-paying Financial Services companies in India.
Revenue growth
-11%Revenue fell 11% in the year to Mar 2026, and grew 9% a year on average over 3 years.
Profit growth
+36%Net profit rose 36% in the year to Mar 2026, and grew 25% a year on average over 3 years.
Profit margin
2.6%ICICI Life Insurance Limited keeps ₹3 of every ₹100 of revenue as net profit.
Questions
What is ICICI Life Insurance Limited's P/E ratio?
Investors pay ₹35.6 for every ₹1 of ICICI Life Insurance Limited's yearly profit, higher than 81% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For ICICI Life Insurance Limited: ₹62,529 Cr ÷ ₹14,375 Cr (30 Jun 2026) = 4.3.
What is ICICI Life Insurance Limited's return on equity?
ICICI Life Insurance Limited earned 12.9% on its shareholders' money over the last year, higher than 60% of Financial Services companies in India.
How much does ICICI Life Insurance Limited owe compared with what it owns?
ICICI Life Insurance Limited owes ₹0.96 for every ₹1 it owns (high), higher than 96% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does ICICI Life Insurance Limited pay a dividend?
Yes. ICICI Life Insurance Limited pays 0.38% of its share price as dividends a year, lower than 75% of dividend-paying Financial Services companies in India.
Is ICICI Life Insurance Limited's revenue growing?
Revenue fell 11% in the year to Mar 2026, and grew 9% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.