Go Deep
BayFirst Financial Corp.
BayFirst Financial Corp. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 22,842 | -0.5 | 1.22 | 0.26 | 498.47 |
| Oct 2026 | 22,294 | -0.5 | 1.47 | 0.26 | 601.58 |
| Oct 2026 | 22,430 | -0.5 | 1.44 | 0.26 | 587.23 |
| Oct 2026 | 21,685 | -0.6 | 1.50 | 0.26 | 610.62 |
| Oct 2026 | 21,396 | -0.6 | 1.56 | 0.26 | 636.22 |
| Oct 2026 | 21,304 | -0.6 | 1.59 | 0.26 | 646.94 |
| Oct 2026 | 21,298 | -0.6 | 1.59 | 0.26 | 646.58 |
BayFirst Financial Corp. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | -475,000.0 | 6,475,000.0 | 9,919,000.0 | 6,961,000.0 |
| Net Profit | -32,665,000.0 | -5,930,000.0 | -2,463,000.0 | -18,902,000.0 |
| EPS | -8.1 | -1.1 | -0.5 | -3.6 |
BayFirst Financial Corp. Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 55,051,000.0 | 77,917,000.0 | 78,761,000.0 | 57,839,000.0 | — |
| Net Profit | -24,565,000.0 | 10,190,000.0 | 5,702,000.0 | -349,000.0 | — |
| EPS | -4.5 | 2.1 | 0.9 | -0.2 | — |
BayFirst Financial Corp. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 1,294,269,000.0 | 1,282,947,000.0 | 1,117,766,000.0 | 938,895,000.0 | — |
| Total Liabilities | 1,212,689,000.0 | 1,176,388,000.0 | 1,017,059,000.0 | 847,011,000.0 | — |
| Total Equity | 81,580,000.0 | 106,559,000.0 | 100,707,000.0 | 91,884,000.0 | — |
Owes vs Owns
BayFirst Financial Corp. owed $0.90 for every $1 it owned in Jun 2026, about the same as $0.90 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.90× | 0.94× | 0.92× | 0.91× | 0.90× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
BayFirst Financial Corp. Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 16.0%Fixed assets (tangible) 3.5%Intangible assets 1.0%Long-term investments 2.8%Other assets 76.2%
How it's funded — Dec 2025
Long-term debt 0.6%Other liabilities 93.0%Shareholders' equity 6.3%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 207.0 | 116.3 | 102.6 | 113.3 |
| Receivables | 6.3 | 7.6 | 7.1 | 4.5 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 45.7 | 49.1 | 41.3 | 38.6 |
| Intangible assets | 12.6 | 16.5 | 15.0 | 10.9 |
| Long-term investments | 36.5 | 43.3 | 42.1 | 47.4 |
| Other assets | 986.2 | 1,050.1 | 909.7 | 724.3 |
| Liabilities & equity | ||||
| Short-term debt | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term debt | 7.6 | 7.9 | 18.3 | 33.8 |
| Payables | 1.1 | 1.0 | 0.9 | 0.7 |
| Other liabilities | 1,204.0 | 1,167.5 | 997.8 | 812.5 |
| Shareholders' equity | 81.6 | 106.6 | 100.7 | 91.9 |
| Net tangible assets | 69.0 | 90.0 | 85.7 | 81.0 |
BayFirst Financial Corp. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Operating Activities | 288,835,000.0 | 393,395,000.0 | 454,797,000.0 | 440,251,000.0 | — |
| Investing Activities | -198,483,000.0 | -518,794,000.0 | -641,276,000.0 | -510,605,000.0 | — |
| Financing Activities | 38,842,000.0 | 144,802,000.0 | 178,818,000.0 | 26,673,000.0 | — |