BayFirst Financial Corp.

NasdaqCM: BAFN · Financial Services

Positivity Index

#2,689 / 6,775

Global

#901 / 4,000

United States

Positivity Score

21,298

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PosiRed: no active red flags · PosiYellow: 1 yellow flag (6/10 points) View flag history →

PosiYellow · yellow flag (stress signal)

Past financial statements no longer reliable (8-K Item 4.02)

The company stated in a Form 8-K (Item 4.02) filed on 15 Jul 2026 that previously issued financial statements should no longer be relied upon. This usually leads to a restatement of past results.

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BayFirst Financial Corp. — Overview & Financial Snapshot

BayFirst Financial Corp. (NasdaqCM: BAFN) is a Financial Services company, ranked #2,689 of 6,775 companies globally and #901 of 4,000 in United States on PositoAI, with a Positivity Score of 21,298. Its market capitalisation is ₹1,743.35 Cr ($184.70M), P/E ratio is -0.6 and P/B ratio is 1.59. It has no active red flags (PosiRed) and 1 yellow flag (PosiYellow, 6/10 points): Past financial statements no longer reliable (8-K Item 4.02).

For financial statements, ratio trends and score history, Go Deep →

What does BayFirst Financial Corp. do?

BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for small and medium sized businesses and individuals. The company offers checking, savings, negotiable order of withdrawal, and money market deposit accounts, as well as certificates of…

What is BayFirst Financial Corp.'s P/E and P/B ratio?

BayFirst Financial Corp. has a P/E ratio of -0.6 and a P/B ratio of 1.59.

What is BayFirst Financial Corp.'s debt-to-equity ratio?

BayFirst Financial Corp. has a debt-to-equity ratio of 0.26.

How much does BayFirst Financial Corp. owe compared with what it owns?

BayFirst Financial Corp. owes $0.90 for every $1 it owns (balance sheet Jun 2026), which is high. Banks and lenders usually show higher figures.

What is BayFirst Financial Corp.'s Positivity rank?

BayFirst Financial Corp. is ranked #2,689 of 6,775 companies globally and #901 of 4,000 in United States on PositoAI, with a Positivity Score of 21,298.

Does BayFirst Financial Corp. have any regulatory orders, red flags (PosiRed) or yellow flags (PosiYellow)?

BayFirst Financial Corp. has no active red flags. It has 1 yellow flag (PosiYellow stress signals, 6/10 points): Past financial statements no longer reliable (8-K Item 4.02).

Where can I read the latest news about BayFirst Financial Corp.?

Recent headlines about BayFirst Financial Corp. from the last 30 days, with links to the original articles, are on its News page on PositoAI.

Does BayFirst Financial Corp. have a PositoAI PosiShot or QR code?

Yes. A dated PosiShot of BayFirst Financial Corp.'s current position, a PosiQR code for its live profile and a ready-made dated mention are available on its For this company page on PositoAI.