Atlanticus Holdings Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Atlanticus Holdings Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
−$12Sales grew 38% in 3 years, but profit fell: $12 less profit per $100 of extra sales.
Lower than 83% of Financial Services companies in United States.
Asset Productivity Ratio
+38% / +219%In 3 years sales changed by +38% while total assets changed by +219%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 84% of Financial Services companies in United States.
Tangible Net Worth Ratio
95%Of every $100 of net worth, $95 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 78% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Atlanticus Holdings Corporation owes $0.91 for every $1 it owns. Net profit rose 10% in the year to Dec 2025, and shrank 3% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.9Investors pay $11.9 for every $1 of Atlanticus Holdings Corporation's yearly profit, lower than 58% of Financial Services companies in United States.
P/B ratio
1.98The share price is 1.98 times Atlanticus Holdings Corporation's book value per share, higher than 79% of Financial Services companies in United States.
Market cap
$1.4 BThe total market value of all of Atlanticus Holdings Corporation's shares at today's price (share price × number of shares), larger than 61% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$702 MWhat Atlanticus Holdings Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$46.27Net worth divided by the number of shares. The share price of $91.53 is 2.0 times this, which is the P/B above.
Return on equity (ROE)
23.0%Atlanticus Holdings Corporation earned 23.0% on its shareholders' money over the last year, higher than 89% of Financial Services companies in United States.
Owes vs Owns
0.91×Atlanticus Holdings Corporation owes $0.91 for every $1 it owns (high), higher than 85% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneAtlanticus Holdings Corporation does not currently pay a dividend.
Revenue growth
+34%Revenue rose 34% in the year to Dec 2025, and grew 11% a year on average over 3 years.
Profit growth
+10%Net profit rose 10% in the year to Dec 2025, and shrank 3% a year on average over 3 years.
Profit margin
30.4%Atlanticus Holdings Corporation keeps $30 of every $100 of revenue as net profit.
Questions
What is Atlanticus Holdings Corporation's P/E ratio?
Investors pay $11.9 for every $1 of Atlanticus Holdings Corporation's yearly profit, lower than 58% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Atlanticus Holdings Corporation: $1.4 B ÷ $702 M (30 Jun 2026) = 2.0.
What is Atlanticus Holdings Corporation's return on equity?
Atlanticus Holdings Corporation earned 23.0% on its shareholders' money over the last year, higher than 89% of Financial Services companies in United States.
How much does Atlanticus Holdings Corporation owe compared with what it owns?
Atlanticus Holdings Corporation owes $0.91 for every $1 it owns (high), higher than 85% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Atlanticus Holdings Corporation pay a dividend?
No. Atlanticus Holdings Corporation does not currently pay a dividend.
Is Atlanticus Holdings Corporation's revenue growing?
Revenue rose 34% in the year to Dec 2025, and grew 11% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.