UTI - Credit Risk Fund.
₹20.83
0.0% ·
NAV on 23 Oct 2026 · Direct Growth
← Fund Positivity Score and ranks
Direct · GrowthDirect · Discontinued Quarterly IDCWDirect · Monthly IDCWDirect · Annual IDCWDirect · Half yearly IDCWDirect · Discontinued Flexi IDCWRegular · GrowthRegular · Discontinued Quarterly IDCWRegular · Monthly IDCWRegular · Annual IDCWRegular · Discontinued Flexi IDCWRegular · Half yearly IDCW
Returns Direct Growth · up to 1 year simple %, longer periods yearly average
1 month-0.4%
3 months+0.7%
6 months+2.6%
1 year+5.5%
3 years+7.5%
5 years+6.8%
10 years+3.3%
Since start+5.4%
NAV history
Ups and downs
Worst fall from a peak (last 5 years)-0.8%
Peak → lowMay 2022 → May 2022
Volatility (last year)1.0%
Volatility shows how much the NAV usually swings in a year; higher means bigger ups and downs.
About this fund
Fund houseUTI Mutual Fund
CategoryDebt · Credit Risk Fund
TypeOpen ended
Scheme code · ISIN120764 · INF789F01YB6
Same category Credit Risk Fund · current funds · by 3-year return
| Fund | 1 year | 3 years | 5 years |
|---|---|---|---|
| DSP Credit Risk FundDSP Mutual Fund | +10.3% | +13.7% | +13.3% |
| Aditya Birla Sun Life Credit Risk FundAditya Birla Sun Life Mutual Fund | +10.9% | +12.8% | +10.7% |
| HSBC Credit Risk FundHSBC Mutual Fund | +5.6% | +11.5% | — |
| Bank of India Credit Risk FundBank of India Mutual Fund | +16.9% | +10.0% | +27.8% |
| ICICI Prudential Credit Risk FundICICI Prudential Mutual Fund | +6.6% | +8.8% | +7.8% |
| UTI - Credit Risk Fund.UTI Mutual Fund · this fund | +5.5% | +7.5% | +6.8% |
13 current funds in Credit Risk Fund · see all →. Funds are compared only within the same SEBI category.
All versions of this fund
| Plan | Option | NAV (₹) | NAV date | Scheme code |
|---|---|---|---|---|
| Direct | Growth | 20.83 | 23 Oct 2026 | 120764 |
| Direct | Discontinued Quarterly IDCW | 14.70 | 23 Oct 2026 | 120765 |
| Direct | Monthly IDCW | 11.27 | 23 Oct 2026 | 131419 |
| Direct | Annual IDCW | 13.22 | 23 Oct 2026 | 135290 |
| Direct | Half yearly IDCW | 13.27 | 23 Oct 2026 | 135418 |
| Direct | Discontinued Flexi IDCW | 13.22 | 23 Oct 2026 | 136302 |
| Regular | Growth | 18.27 | 23 Oct 2026 | 117981 |
| Regular | Discontinued Quarterly IDCW | 12.98 | 23 Oct 2026 | 117982 |
| Regular | Monthly IDCW | 10.97 | 23 Oct 2026 | 131418 |
| Regular | Annual IDCW | 12.19 | 23 Oct 2026 | 133344 |
| Regular | Discontinued Flexi IDCW | 11.86 | 23 Oct 2026 | 135051 |
| Regular | Half yearly IDCW | 12.26 | 23 Oct 2026 | 135419 |
Direct plans are bought straight from the fund house and cost less; Regular plans include a distributor's commission. Growth keeps profits invested; IDCW pays them out from time to time.