ZENKOKU HOSHO Co.,Ltd.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from ZENKOKU HOSHO Co.,Ltd.'s yearly results (2023–2026), compared with Financial Services companies in Japan. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 86% of Financial Services companies in Japan.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 86% of Financial Services companies in Japan.
Growth Efficiency Ratio
¥47Sales grew 17% in 3 years; of every extra ¥100 of sales, ¥47 became extra profit.
Higher than 75% of Financial Services companies in Japan.
Asset Productivity Ratio
+17% / +13%In 3 years sales changed by +17% while total assets changed by +13%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ¥100 the company owns, ¥100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 69% of Financial Services companies in Japan.
Tangible Net Worth Ratio
99%Of every ¥100 of net worth, ¥99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 71% of Financial Services companies in Japan.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
ZENKOKU HOSHO Co.,Ltd. owes ¥0.51 for every ¥1 it owns. Net profit rose 1% in the year to Mar 2026, and grew 4% a year on average over 3 years.
Compared with Financial Services companies in Japan · latest annual results Mar 2026.
P/E ratio
12.6Investors pay ¥12.6 for every ¥1 of ZENKOKU HOSHO Co.,Ltd.'s yearly profit, lower than 62% of Financial Services companies in Japan.
P/B ratio
1.70The share price is 1.70 times ZENKOKU HOSHO Co.,Ltd.'s book value per share, higher than 80% of Financial Services companies in Japan.
Market cap
¥411.9 BThe total market value of all of ZENKOKU HOSHO Co.,Ltd.'s shares at today's price (share price × number of shares), larger than 71% of Financial Services companies in Japan. PosiCap size class: Meso Cap.
Net worth (book value)
¥243.0 BWhat ZENKOKU HOSHO Co.,Ltd. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
¥1,826Net worth divided by the number of shares. The share price of ¥3,095 is 1.7 times this, which is the P/B above.
Return on equity (ROE)
14.1%ZENKOKU HOSHO Co.,Ltd. earned 14.1% on its shareholders' money over the last year, higher than 81% of Financial Services companies in Japan.
Owes vs Owns
0.51×ZENKOKU HOSHO Co.,Ltd. owes ¥0.51 for every ¥1 it owns (moderate), lower than 80% of Financial Services companies in Japan. Banks and lenders usually show higher figures.
Dividend yield
4.08%ZENKOKU HOSHO Co.,Ltd. pays 4.08% of its share price as dividends a year, higher than 79% of dividend-paying Financial Services companies in Japan.
Revenue growth
+3%Revenue rose 3% in the year to Mar 2026, and grew 5% a year on average over 3 years.
Profit growth
+1%Net profit rose 1% in the year to Mar 2026, and grew 4% a year on average over 3 years.
Profit margin
55.4%ZENKOKU HOSHO Co.,Ltd. keeps ¥55 of every ¥100 of revenue as net profit.
Questions
What is ZENKOKU HOSHO Co.,Ltd.'s P/E ratio?
Investors pay ¥12.6 for every ¥1 of ZENKOKU HOSHO Co.,Ltd.'s yearly profit, lower than 62% of Financial Services companies in Japan.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For ZENKOKU HOSHO Co.,Ltd.: ¥411.9 B ÷ ¥243.0 B (30 Jun 2026) = 1.7.
What is ZENKOKU HOSHO Co.,Ltd.'s return on equity?
ZENKOKU HOSHO Co.,Ltd. earned 14.1% on its shareholders' money over the last year, higher than 81% of Financial Services companies in Japan.
How much does ZENKOKU HOSHO Co.,Ltd. owe compared with what it owns?
ZENKOKU HOSHO Co.,Ltd. owes ¥0.51 for every ¥1 it owns (moderate), lower than 80% of Financial Services companies in Japan. Banks and lenders usually show higher figures.
Does ZENKOKU HOSHO Co.,Ltd. pay a dividend?
Yes. ZENKOKU HOSHO Co.,Ltd. pays 4.08% of its share price as dividends a year, higher than 79% of dividend-paying Financial Services companies in Japan.
Is ZENKOKU HOSHO Co.,Ltd.'s revenue growing?
Revenue rose 3% in the year to Mar 2026, and grew 5% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.