Wataniya Insurance Company
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Wataniya Insurance Company's yearly results (2022–2025), compared with Financial Services companies in Saudi Arabia. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 73% of Financial Services companies in Saudi Arabia.
Growth Efficiency Ratio
SAR 7Sales grew 162% in 3 years; of every extra SAR 100 of sales, SAR 7 became extra profit.
Lower than 54% of Financial Services companies in Saudi Arabia.
Asset Productivity Ratio
+162% / +53%In 3 years sales changed by +162% while total assets changed by +53%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every SAR 100 the company owns, SAR 99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 52% of Financial Services companies in Saudi Arabia.
Tangible Net Worth Ratio
96%Of every SAR 100 of net worth, SAR 96 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 55% of Financial Services companies in Saudi Arabia.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Wataniya Insurance Company owes SAR 0.73 for every SAR 1 it owns. Net profit fell 64% in the year to Dec 2025.
Compared with Financial Services companies in Saudi Arabia · latest annual results Dec 2025.
P/E ratio
12.1Investors pay SAR 12.1 for every SAR 1 of Wataniya Insurance Company's yearly profit, higher than 50% of Financial Services companies in Saudi Arabia.
P/B ratio
0.72The share price is 0.72 times Wataniya Insurance Company's book value per share, lower than 72% of Financial Services companies in Saudi Arabia.
Market cap
SAR 480 MThe total market value of all of Wataniya Insurance Company's shares at today's price (share price × number of shares), smaller than 67% of Financial Services companies in Saudi Arabia. PosiCap size class: Mini Cap.
Net worth (book value)
SAR 666 MWhat Wataniya Insurance Company would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
SAR 16.66Net worth divided by the number of shares. The share price of SAR 11.99 is 0.7 times this, which is the P/B above.
Return on equity (ROE)
6.2%Wataniya Insurance Company earned 6.2% on its shareholders' money over the last year, higher than 64% of Financial Services companies in Saudi Arabia.
Owes vs Owns
0.73×Wataniya Insurance Company owes SAR 0.73 for every SAR 1 it owns (moderate), higher than 55% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Dividend yield
NoneWataniya Insurance Company does not currently pay a dividend.
Revenue growth
+9%Revenue rose 9% in the year to Dec 2025, and grew 38% a year on average over 3 years.
Profit growth
-64%Net profit fell 64% in the year to Dec 2025.
Profit margin
2.5%Wataniya Insurance Company keeps SAR 3 of every SAR 100 of revenue as net profit.
Questions
What is Wataniya Insurance Company's P/E ratio?
Investors pay SAR 12.1 for every SAR 1 of Wataniya Insurance Company's yearly profit, higher than 50% of Financial Services companies in Saudi Arabia.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Wataniya Insurance Company: SAR 480 M ÷ SAR 666 M (30 Jun 2026) = 0.7.
What is Wataniya Insurance Company's return on equity?
Wataniya Insurance Company earned 6.2% on its shareholders' money over the last year, higher than 64% of Financial Services companies in Saudi Arabia.
How much does Wataniya Insurance Company owe compared with what it owns?
Wataniya Insurance Company owes SAR 0.73 for every SAR 1 it owns (moderate), higher than 55% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Does Wataniya Insurance Company pay a dividend?
No. Wataniya Insurance Company does not currently pay a dividend.
Is Wataniya Insurance Company's revenue growing?
Revenue rose 9% in the year to Dec 2025, and grew 38% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.