Walaa Cooperative Insurance Company
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Walaa Cooperative Insurance Company's yearly results (2022–2025), compared with Financial Services companies in Saudi Arabia. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 6% in 3 years, but profit fell: SAR 129 less profit per SAR 100 of extra sales. Lower than 93% of Financial Services companies in Saudi Arabia.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 72% of Financial Services companies in Saudi Arabia.
Growth Efficiency Ratio
−SAR 129Sales grew 6% in 3 years, but profit fell: SAR 129 less profit per SAR 100 of extra sales.
Lower than 93% of Financial Services companies in Saudi Arabia.
Asset Productivity Ratio
+6% / +52%In 3 years sales changed by +6% while total assets changed by +52%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
97%Of every SAR 100 the company owns, SAR 97 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 70% of Financial Services companies in Saudi Arabia.
Tangible Net Worth Ratio
89%Of every SAR 100 of net worth, SAR 89 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 70% of Financial Services companies in Saudi Arabia.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Walaa Cooperative Insurance Company made a loss over the last year. Walaa Cooperative Insurance Company owes SAR 0.67 for every SAR 1 it owns. Walaa Cooperative Insurance Company made a loss in the year to Dec 2025, after a profit the year before.
Compared with Financial Services companies in Saudi Arabia · latest annual results Dec 2025.
P/E ratio
LossWalaa Cooperative Insurance Company made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
0.74The share price is 0.74 times Walaa Cooperative Insurance Company's book value per share, lower than 62% of Financial Services companies in Saudi Arabia.
Market cap
SAR 1.3 BThe total market value of all of Walaa Cooperative Insurance Company's shares at today's price (share price × number of shares), larger than 57% of Financial Services companies in Saudi Arabia. PosiCap size class: Mini Cap.
Net worth (book value)
SAR 1.7 BWhat Walaa Cooperative Insurance Company would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
SAR 13.43Net worth divided by the number of shares. The share price of SAR 9.90 is 0.7 times this, which is the P/B above.
Return on equity (ROE)
-0.8%Walaa Cooperative Insurance Company lost 0.8% of its shareholders' money over the last year, lower than 59% of Financial Services companies in Saudi Arabia.
Owes vs Owns
0.67×Walaa Cooperative Insurance Company owes SAR 0.67 for every SAR 1 it owns (moderate), lower than 55% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Dividend yield
NoneWalaa Cooperative Insurance Company does not currently pay a dividend.
Revenue growth
-23%Revenue fell 23% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Profit growth
LossWalaa Cooperative Insurance Company made a loss in the year to Dec 2025, after a profit the year before.
Profit margin
-11.6%Walaa Cooperative Insurance Company lost SAR 12 for every SAR 100 of revenue.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Walaa Cooperative Insurance Company: SAR 1.3 B ÷ SAR 1.7 B (30 Jun 2026) = 0.7.
What is Walaa Cooperative Insurance Company's return on equity?
Walaa Cooperative Insurance Company lost 0.8% of its shareholders' money over the last year, lower than 59% of Financial Services companies in Saudi Arabia.
How much does Walaa Cooperative Insurance Company owe compared with what it owns?
Walaa Cooperative Insurance Company owes SAR 0.67 for every SAR 1 it owns (moderate), lower than 55% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Does Walaa Cooperative Insurance Company pay a dividend?
No. Walaa Cooperative Insurance Company does not currently pay a dividend.
Is Walaa Cooperative Insurance Company's revenue growing?
Revenue fell 23% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.