The Shimane Bank,Ltd.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from The Shimane Bank,Ltd.'s yearly results (2023–2026), compared with Financial Services companies in Japan. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 55% of Financial Services companies in Japan.
Growth Efficiency Ratio
−¥2Sales grew 38% in 3 years, but profit fell: ¥2 less profit per ¥100 of extra sales.
Lower than 84% of Financial Services companies in Japan.
Asset Productivity Ratio
+38% / +12%In 3 years sales changed by +38% while total assets changed by +12%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ¥100 the company owns, ¥100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 64% of Financial Services companies in Japan.
Tangible Net Worth Ratio
96%Of every ¥100 of net worth, ¥96 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 66% of Financial Services companies in Japan.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
The Shimane Bank,Ltd. made a loss over the last year. The Shimane Bank,Ltd. owes ¥0.98 for every ¥1 it owns. Net profit fell 39% in the year to Mar 2026, and shrank 4% a year on average over 3 years.
Compared with Financial Services companies in Japan · latest annual results Mar 2026.
P/E ratio
LossThe Shimane Bank,Ltd. made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
0.32The share price is 0.32 times The Shimane Bank,Ltd.'s book value per share, lower than 97% of Financial Services companies in Japan.
Market cap
¥4.0 BThe total market value of all of The Shimane Bank,Ltd.'s shares at today's price (share price × number of shares), smaller than 92% of Financial Services companies in Japan. PosiCap size class: Micro Cap.
Net worth (book value)
¥12.4 BWhat The Shimane Bank,Ltd. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
¥1,503Net worth divided by the number of shares. The share price of ¥486.00 is 0.3 times this, which is the P/B above.
Return on equity (ROE)
-4.8%The Shimane Bank,Ltd. lost 4.8% of its shareholders' money over the last year, lower than 94% of Financial Services companies in Japan.
Owes vs Owns
0.98×The Shimane Bank,Ltd. owes ¥0.98 for every ¥1 it owns (high), higher than almost all Financial Services companies in Japan. Banks and lenders usually show higher figures.
Dividend yield
2.07%The Shimane Bank,Ltd. pays 2.07% of its share price as dividends a year, lower than 85% of dividend-paying Financial Services companies in Japan.
Revenue growth
+10%Revenue rose 10% in the year to Mar 2026, and grew 11% a year on average over 3 years.
Profit growth
-39%Net profit fell 39% in the year to Mar 2026, and shrank 4% a year on average over 3 years.
Profit margin
3.9%The Shimane Bank,Ltd. keeps ¥4 of every ¥100 of revenue as net profit.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For The Shimane Bank,Ltd.: ¥4.0 B ÷ ¥12.4 B (31 Mar 2026) = 0.3.
What is The Shimane Bank,Ltd.'s return on equity?
The Shimane Bank,Ltd. lost 4.8% of its shareholders' money over the last year, lower than 94% of Financial Services companies in Japan.
How much does The Shimane Bank,Ltd. owe compared with what it owns?
The Shimane Bank,Ltd. owes ¥0.98 for every ¥1 it owns (high), higher than almost all Financial Services companies in Japan. Banks and lenders usually show higher figures.
Does The Shimane Bank,Ltd. pay a dividend?
Yes. The Shimane Bank,Ltd. pays 2.07% of its share price as dividends a year, lower than 85% of dividend-paying Financial Services companies in Japan.
Is The Shimane Bank,Ltd.'s revenue growing?
Revenue rose 10% in the year to Mar 2026, and grew 11% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.