The Saudi Investment Bank
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from The Saudi Investment Bank's yearly results (2022–2025), compared with Financial Services companies in Saudi Arabia. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 89% of Financial Services companies in Saudi Arabia.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 89% of Financial Services companies in Saudi Arabia.
Growth Efficiency Ratio
SAR 62Sales grew 46% in 3 years; of every extra SAR 100 of sales, SAR 62 became extra profit.
Higher than 72% of Financial Services companies in Saudi Arabia.
Asset Productivity Ratio
+46% / +58%In 3 years sales changed by +46% while total assets changed by +58%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every SAR 100 the company owns, SAR 100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 77% of Financial Services companies in Saudi Arabia.
Tangible Net Worth Ratio
96%Of every SAR 100 of net worth, SAR 96 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 61% of Financial Services companies in Saudi Arabia.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (10)
The Saudi Investment Bank owes SAR 0.86 for every SAR 1 it owns. Net profit rose 24% in the year to Dec 2025, and grew 17% a year on average over 3 years.
Compared with Financial Services companies in Saudi Arabia · latest annual results Dec 2025.
P/E ratio
7.9Investors pay SAR 7.9 for every SAR 1 of The Saudi Investment Bank's yearly profit, lower than 94% of Financial Services companies in Saudi Arabia.
P/B ratio
0.68The share price is 0.68 times The Saudi Investment Bank's book value per share, lower than 77% of Financial Services companies in Saudi Arabia.
Market cap
SAR 16.9 BThe total market value of all of The Saudi Investment Bank's shares at today's price (share price × number of shares), larger than 77% of Financial Services companies in Saudi Arabia. PosiCap size class: Meso Cap.
Net worth (book value)
SAR 24.8 BWhat The Saudi Investment Bank would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
SAR 16.56Net worth divided by the number of shares. The share price of SAR 11.24 is 0.7 times this, which is the P/B above.
Owes vs Owns
0.86×The Saudi Investment Bank owes SAR 0.86 for every SAR 1 it owns (high), higher than 89% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Dividend yield
6.11%The Saudi Investment Bank pays 6.11% of its share price as dividends a year, higher than 68% of dividend-paying Financial Services companies in Saudi Arabia.
Revenue growth
+15%Revenue rose 15% in the year to Dec 2025, and grew 13% a year on average over 3 years.
Profit growth
+24%Net profit rose 24% in the year to Dec 2025, and grew 17% a year on average over 3 years.
Profit margin
50.9%The Saudi Investment Bank keeps SAR 51 of every SAR 100 of revenue as net profit.
Questions
What is The Saudi Investment Bank's P/E ratio?
Investors pay SAR 7.9 for every SAR 1 of The Saudi Investment Bank's yearly profit, lower than 94% of Financial Services companies in Saudi Arabia.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For The Saudi Investment Bank: SAR 16.9 B ÷ SAR 24.8 B (30 Jun 2026) = 0.7.
How much does The Saudi Investment Bank owe compared with what it owns?
The Saudi Investment Bank owes SAR 0.86 for every SAR 1 it owns (high), higher than 89% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Does The Saudi Investment Bank pay a dividend?
Yes. The Saudi Investment Bank pays 6.11% of its share price as dividends a year, higher than 68% of dividend-paying Financial Services companies in Saudi Arabia.
Is The Saudi Investment Bank's revenue growing?
Revenue rose 15% in the year to Dec 2025, and grew 13% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.