Saudi Enaya Cooperative Insurance Company
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Saudi Enaya Cooperative Insurance Company's yearly results (2022–2025), compared with Financial Services companies in Saudi Arabia. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Of every SAR 100 of net worth, SAR 100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 89% of Financial Services companies in Saudi Arabia.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 2/3Sales grew in 1 of the last 3 years; profit grew in 2 of 3.
Less steady than 72% of Financial Services companies in Saudi Arabia.
Growth Efficiency Ratio
—Sales fell 23%
Sales fell 23% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-23% / -36%In 3 years sales changed by -23% while total assets changed by -36%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every SAR 100 the company owns, SAR 100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 83% of Financial Services companies in Saudi Arabia.
Tangible Net Worth Ratio
100%Of every SAR 100 of net worth, SAR 100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 89% of Financial Services companies in Saudi Arabia.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Saudi Enaya Cooperative Insurance Company made a loss over the last year. Saudi Enaya Cooperative Insurance Company owes SAR 0.54 for every SAR 1 it owns. Saudi Enaya Cooperative Insurance Company made a loss in each of the last two years.
Compared with Financial Services companies in Saudi Arabia · latest annual results Dec 2025.
P/E ratio
LossSaudi Enaya Cooperative Insurance Company made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
1.46The share price is 1.46 times Saudi Enaya Cooperative Insurance Company's book value per share, higher than 79% of Financial Services companies in Saudi Arabia.
Market cap
SAR 192 MThe total market value of all of Saudi Enaya Cooperative Insurance Company's shares at today's price (share price × number of shares), smaller than 87% of Financial Services companies in Saudi Arabia. PosiCap size class: Micro Cap.
Net worth (book value)
SAR 132 MWhat Saudi Enaya Cooperative Insurance Company would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
SAR 5.72Net worth divided by the number of shares. The share price of SAR 8.35 is 1.5 times this, which is the P/B above.
Return on equity (ROE)
-21.9%Saudi Enaya Cooperative Insurance Company lost 21.9% of its shareholders' money over the last year, lower than 81% of Financial Services companies in Saudi Arabia.
Owes vs Owns
0.54×Saudi Enaya Cooperative Insurance Company owes SAR 0.54 for every SAR 1 it owns (moderate), lower than 79% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Dividend yield
NoneSaudi Enaya Cooperative Insurance Company does not currently pay a dividend.
Revenue growth
-27%Revenue fell 27% in the year to Dec 2025, and shrank 8% a year on average over 3 years.
Profit growth
LossSaudi Enaya Cooperative Insurance Company made a loss in each of the last two years.
Profit margin
-3.7%Saudi Enaya Cooperative Insurance Company lost SAR 4 for every SAR 100 of revenue.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Saudi Enaya Cooperative Insurance Company: SAR 192 M ÷ SAR 132 M (30 Jun 2026) = 1.5.
What is Saudi Enaya Cooperative Insurance Company's return on equity?
Saudi Enaya Cooperative Insurance Company lost 21.9% of its shareholders' money over the last year, lower than 81% of Financial Services companies in Saudi Arabia.
How much does Saudi Enaya Cooperative Insurance Company owe compared with what it owns?
Saudi Enaya Cooperative Insurance Company owes SAR 0.54 for every SAR 1 it owns (moderate), lower than 79% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Does Saudi Enaya Cooperative Insurance Company pay a dividend?
No. Saudi Enaya Cooperative Insurance Company does not currently pay a dividend.
Is Saudi Enaya Cooperative Insurance Company's revenue growing?
Revenue fell 27% in the year to Dec 2025, and shrank 8% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.