Saudi Arabian Cooperative Insurance Company
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Saudi Arabian Cooperative Insurance Company's yearly results (2022–2025), compared with Financial Services companies in Saudi Arabia. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 7% in 3 years; of every extra SAR 100 of sales, SAR 178 became extra profit. Higher than almost all Financial Services companies in Saudi Arabia.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 72% of Financial Services companies in Saudi Arabia.
Growth Efficiency Ratio
SAR 178Sales grew 7% in 3 years; of every extra SAR 100 of sales, SAR 178 became extra profit.
Higher than almost all Financial Services companies in Saudi Arabia.
Asset Productivity Ratio
+7% / +93%In 3 years sales changed by +7% while total assets changed by +93%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every SAR 100 the company owns, SAR 99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 67% of Financial Services companies in Saudi Arabia.
Tangible Net Worth Ratio
96%Of every SAR 100 of net worth, SAR 96 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 58% of Financial Services companies in Saudi Arabia.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Saudi Arabian Cooperative Insurance Company owes SAR 0.80 for every SAR 1 it owns. Net profit fell 55% in the year to Dec 2025.
Compared with Financial Services companies in Saudi Arabia · latest annual results Dec 2025.
P/E ratio
23.7Investors pay SAR 23.7 for every SAR 1 of Saudi Arabian Cooperative Insurance Company's yearly profit, higher than 82% of Financial Services companies in Saudi Arabia.
P/B ratio
0.56The share price is 0.56 times Saudi Arabian Cooperative Insurance Company's book value per share, lower than 96% of Financial Services companies in Saudi Arabia.
Market cap
SAR 242 MThe total market value of all of Saudi Arabian Cooperative Insurance Company's shares at today's price (share price × number of shares), smaller than 82% of Financial Services companies in Saudi Arabia. PosiCap size class: Micro Cap.
Net worth (book value)
SAR 431 MWhat Saudi Arabian Cooperative Insurance Company would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
SAR 14.37Net worth divided by the number of shares. The share price of SAR 8.05 is 0.6 times this, which is the P/B above.
Return on equity (ROE)
2.5%Saudi Arabian Cooperative Insurance Company earned 2.5% on its shareholders' money over the last year, higher than 53% of Financial Services companies in Saudi Arabia.
Owes vs Owns
0.80×Saudi Arabian Cooperative Insurance Company owes SAR 0.80 for every SAR 1 it owns (high), higher than 65% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Dividend yield
NoneSaudi Arabian Cooperative Insurance Company does not currently pay a dividend.
Revenue growth
+5%Revenue rose 5% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Profit growth
-55%Net profit fell 55% in the year to Dec 2025.
Profit margin
3.0%Saudi Arabian Cooperative Insurance Company keeps SAR 3 of every SAR 100 of revenue as net profit.
Questions
What is Saudi Arabian Cooperative Insurance Company's P/E ratio?
Investors pay SAR 23.7 for every SAR 1 of Saudi Arabian Cooperative Insurance Company's yearly profit, higher than 82% of Financial Services companies in Saudi Arabia.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Saudi Arabian Cooperative Insurance Company: SAR 242 M ÷ SAR 431 M (30 Jun 2026) = 0.6.
What is Saudi Arabian Cooperative Insurance Company's return on equity?
Saudi Arabian Cooperative Insurance Company earned 2.5% on its shareholders' money over the last year, higher than 53% of Financial Services companies in Saudi Arabia.
How much does Saudi Arabian Cooperative Insurance Company owe compared with what it owns?
Saudi Arabian Cooperative Insurance Company owes SAR 0.80 for every SAR 1 it owns (high), higher than 65% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Does Saudi Arabian Cooperative Insurance Company pay a dividend?
No. Saudi Arabian Cooperative Insurance Company does not currently pay a dividend.
Is Saudi Arabian Cooperative Insurance Company's revenue growing?
Revenue rose 5% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.