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PosiFunda · Fundamentals

Paycloud Holdings Inc.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (14)

Paycloud Holdings Inc. owes ¥0.52 for every ¥1 it owns. Net profit rose 94% in the year to Aug 2025.

Compared with Technology companies in Japan · latest annual results Aug 2025.

P/E ratio

20.0

Investors pay ¥20.0 for every ¥1 of Paycloud Holdings Inc.'s yearly profit, higher than 59% of Technology companies in Japan.

P/B ratio

1.69

The share price is 1.69 times Paycloud Holdings Inc.'s book value per share, lower than 57% of Technology companies in Japan.

Market cap

¥8.1 B

The total market value of all of Paycloud Holdings Inc.'s shares at today's price (share price × number of shares), smaller than 62% of Technology companies in Japan. PosiCap size class: Micro Cap.

Net worth (book value)

¥4.8 B

What Paycloud Holdings Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 May 2026).

Book value per share

¥310.82

Net worth divided by the number of shares. The share price of ¥524.00 is 1.7 times this, which is the P/B above.

Return on equity (ROE)

9.0%

Paycloud Holdings Inc. earned 9.0% on its shareholders' money over the last year, lower than 58% of Technology companies in Japan.

Owes vs Owns

0.52×

Paycloud Holdings Inc. owes ¥0.52 for every ¥1 it owns (moderate), higher than 75% of Technology companies in Japan.

Dividend yield

None

Paycloud Holdings Inc. does not currently pay a dividend.

Revenue growth

+49%

Revenue rose 49% in the year to Aug 2025, and grew 106% a year on average over 3 years.

Profit growth

+94%

Net profit rose 94% in the year to Aug 2025.

Profit margin

1.4%

Paycloud Holdings Inc. keeps ¥1 of every ¥100 of revenue as net profit.

Cash quality

9.8×

Cash from Paycloud Holdings Inc.'s business was 9.8× its reported profit in the year to Aug 2025 — its profit turned into cash.

Interest cover

24.2×

Paycloud Holdings Inc.'s operating profit covered its interest costs 24.2 times in the year to Aug 2025.

Cash vs debt

Net cash

Paycloud Holdings Inc. held ¥2.6 B more cash than debt (net cash) at Aug 2025.

Questions

What is Paycloud Holdings Inc.'s P/E ratio?

Investors pay ¥20.0 for every ¥1 of Paycloud Holdings Inc.'s yearly profit, higher than 59% of Technology companies in Japan.

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For Paycloud Holdings Inc.: ¥8.1 B ÷ ¥4.8 B (31 May 2026) = 1.7.

What is Paycloud Holdings Inc.'s return on equity?

Paycloud Holdings Inc. earned 9.0% on its shareholders' money over the last year, lower than 58% of Technology companies in Japan.

How much does Paycloud Holdings Inc. owe compared with what it owns?

Paycloud Holdings Inc. owes ¥0.52 for every ¥1 it owns (moderate), higher than 75% of Technology companies in Japan.

Does Paycloud Holdings Inc. pay a dividend?

No. Paycloud Holdings Inc. does not currently pay a dividend.

Is Paycloud Holdings Inc.'s revenue growing?

Revenue rose 49% in the year to Aug 2025, and grew 106% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.