Mortgage Service Japan Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Mortgage Service Japan Limited's yearly results (2023–2026), compared with Financial Services companies in Japan. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Less steady than 72% of Financial Services companies in Japan.
Growth Efficiency Ratio
¥14Sales grew 9% in 3 years; of every extra ¥100 of sales, ¥14 became extra profit.
Lower than 69% of Financial Services companies in Japan.
Asset Productivity Ratio
+9% / +11%In 3 years sales changed by +9% while total assets changed by +11%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ¥100 the company owns, ¥100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 68% of Financial Services companies in Japan.
Tangible Net Worth Ratio
99%Of every ¥100 of net worth, ¥99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 66% of Financial Services companies in Japan.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Mortgage Service Japan Limited owes ¥0.61 for every ¥1 it owns. Net profit rose 11% in the year to Mar 2026, and grew 3% a year on average over 3 years.
Compared with Financial Services companies in Japan · latest annual results Mar 2026.
P/E ratio
8.3Investors pay ¥8.3 for every ¥1 of Mortgage Service Japan Limited's yearly profit, lower than 89% of Financial Services companies in Japan.
P/B ratio
1.02The share price is 1.02 times Mortgage Service Japan Limited's book value per share, higher than 51% of Financial Services companies in Japan.
Market cap
¥9.6 BThe total market value of all of Mortgage Service Japan Limited's shares at today's price (share price × number of shares), smaller than 84% of Financial Services companies in Japan. PosiCap size class: Micro Cap.
Net worth (book value)
¥9.4 BWhat Mortgage Service Japan Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
¥638.93Net worth divided by the number of shares. The share price of ¥654.00 is 1.0 times this, which is the P/B above.
Return on equity (ROE)
12.9%Mortgage Service Japan Limited earned 12.9% on its shareholders' money over the last year, higher than 76% of Financial Services companies in Japan.
Owes vs Owns
0.61×Mortgage Service Japan Limited owes ¥0.61 for every ¥1 it owns (moderate), lower than 75% of Financial Services companies in Japan. Banks and lenders usually show higher figures.
Dividend yield
4.59%Mortgage Service Japan Limited pays 4.59% of its share price as dividends a year, higher than 84% of dividend-paying Financial Services companies in Japan.
Revenue growth
+5%Revenue rose 5% in the year to Mar 2026, and grew 3% a year on average over 3 years.
Profit growth
+11%Net profit rose 11% in the year to Mar 2026, and grew 3% a year on average over 3 years.
Profit margin
13.7%Mortgage Service Japan Limited keeps ¥14 of every ¥100 of revenue as net profit.
Questions
What is Mortgage Service Japan Limited's P/E ratio?
Investors pay ¥8.3 for every ¥1 of Mortgage Service Japan Limited's yearly profit, lower than 89% of Financial Services companies in Japan.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Mortgage Service Japan Limited: ¥9.6 B ÷ ¥9.4 B (30 Jun 2026) = 1.0.
What is Mortgage Service Japan Limited's return on equity?
Mortgage Service Japan Limited earned 12.9% on its shareholders' money over the last year, higher than 76% of Financial Services companies in Japan.
How much does Mortgage Service Japan Limited owe compared with what it owns?
Mortgage Service Japan Limited owes ¥0.61 for every ¥1 it owns (moderate), lower than 75% of Financial Services companies in Japan. Banks and lenders usually show higher figures.
Does Mortgage Service Japan Limited pay a dividend?
Yes. Mortgage Service Japan Limited pays 4.59% of its share price as dividends a year, higher than 84% of dividend-paying Financial Services companies in Japan.
Is Mortgage Service Japan Limited's revenue growing?
Revenue rose 5% in the year to Mar 2026, and grew 3% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.