The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company's yearly results (2022–2025), compared with Financial Services companies in Saudi Arabia. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every SAR 100 the company owns, SAR 80 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. Less tangible than 98% of Financial Services companies in Saudi Arabia.
- Tangible Net Worth Ratio: Of every SAR 100 of net worth, SAR 53 is tangible; the rest is goodwill and other intangibles, often from buying other companies. Less tangible than 95% of Financial Services companies in Saudi Arabia.
- Shareholder Slice Ratio: Share count rose 32% in 3 years, so each share's slice of the company became smaller. Bigger rise in share count than 87% of Financial Services companies in Saudi Arabia.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 1/3Sales grew in 3 of the last 3 years; profit grew in 1 of 3.
Steadier than 56% of Financial Services companies in Saudi Arabia.
Growth Efficiency Ratio
SAR 23Sales grew 85% in 3 years; of every extra SAR 100 of sales, SAR 23 became extra profit.
Higher than 60% of Financial Services companies in Saudi Arabia.
Asset Productivity Ratio
+85% / +24%In 3 years sales changed by +85% while total assets changed by +24%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
80%Of every SAR 100 the company owns, SAR 80 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 98% of Financial Services companies in Saudi Arabia.
Tangible Net Worth Ratio
53%Of every SAR 100 of net worth, SAR 53 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 95% of Financial Services companies in Saudi Arabia.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company owes SAR 0.59 for every SAR 1 it owns. Net profit fell 60% in the year to Dec 2025.
Compared with Financial Services companies in Saudi Arabia · latest annual results Dec 2025.
P/E ratio
18.1Investors pay SAR 18.1 for every SAR 1 of The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company's yearly profit, higher than 66% of Financial Services companies in Saudi Arabia.
P/B ratio
1.07The share price is 1.07 times The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company's book value per share, higher than 67% of Financial Services companies in Saudi Arabia.
Market cap
SAR 1.8 BThe total market value of all of The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company's shares at today's price (share price × number of shares), larger than 62% of Financial Services companies in Saudi Arabia. PosiCap size class: Mini Cap.
Net worth (book value)
SAR 1.7 BWhat The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
SAR 11.99Net worth divided by the number of shares. The share price of SAR 12.85 is 1.1 times this, which is the P/B above.
Return on equity (ROE)
7.6%The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company earned 7.6% on its shareholders' money over the last year, higher than 70% of Financial Services companies in Saudi Arabia.
Owes vs Owns
0.59×The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company owes SAR 0.59 for every SAR 1 it owns (moderate), lower than 72% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Dividend yield
NoneThe Mediterranean and Gulf Cooperative Insurance and Reinsurance Company does not currently pay a dividend.
Revenue growth
+22%Revenue rose 22% in the year to Dec 2025, and grew 23% a year on average over 3 years.
Profit growth
-60%Net profit fell 60% in the year to Dec 2025.
Profit margin
1.0%The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company keeps SAR 1 of every SAR 100 of revenue as net profit.
Questions
What is The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company's P/E ratio?
Investors pay SAR 18.1 for every SAR 1 of The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company's yearly profit, higher than 66% of Financial Services companies in Saudi Arabia.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company: SAR 1.8 B ÷ SAR 1.7 B (30 Jun 2026) = 1.1.
What is The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company's return on equity?
The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company earned 7.6% on its shareholders' money over the last year, higher than 70% of Financial Services companies in Saudi Arabia.
How much does The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company owe compared with what it owns?
The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company owes SAR 0.59 for every SAR 1 it owns (moderate), lower than 72% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Does The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company pay a dividend?
No. The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company does not currently pay a dividend.
Is The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company's revenue growing?
Revenue rose 22% in the year to Dec 2025, and grew 23% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.