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Malath Cooperative Insurance Company

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from Malath Cooperative Insurance Company's yearly results (2022–2025), compared with Financial Services companies in Saudi Arabia. Tap ? on any ratio for what it means.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

2/3 · 1/3

Sales grew in 2 of the last 3 years; profit grew in 1 of 3.

Less steady than 72% of Financial Services companies in Saudi Arabia.

Growth Efficiency Ratio

SAR 12

Sales grew 56% in 3 years; of every extra SAR 100 of sales, SAR 12 became extra profit.

Higher than 54% of Financial Services companies in Saudi Arabia.

Asset Productivity Ratio

+56% / +20%

In 3 years sales changed by +56% while total assets changed by +20%. Sales grew faster than assets.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

—

Data incomplete

Tangible Net Worth Ratio

—

Data incomplete

Shareholders

Shareholder Slice Ratio

0%

Share count was unchanged over the last 3 years.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

Malath Cooperative Insurance Company owes SAR 0.57 for every SAR 1 it owns. Net profit fell 21% in the year to Dec 2025.

Compared with Financial Services companies in Saudi Arabia · latest annual results Dec 2025.

P/E ratio

30.4

Investors pay SAR 30.4 for every SAR 1 of Malath Cooperative Insurance Company's yearly profit, higher than 90% of Financial Services companies in Saudi Arabia.

P/B ratio

0.81

The share price is 0.81 times Malath Cooperative Insurance Company's book value per share, higher than 52% of Financial Services companies in Saudi Arabia.

Market cap

SAR 381 M

The total market value of all of Malath Cooperative Insurance Company's shares at today's price (share price × number of shares), smaller than 72% of Financial Services companies in Saudi Arabia. PosiCap size class: Micro Cap.

Net worth (book value)

SAR 469 M

What Malath Cooperative Insurance Company would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).

Book value per share

SAR 9.38

Net worth divided by the number of shares. The share price of SAR 7.61 is 0.8 times this, which is the P/B above.

Return on equity (ROE)

2.7%

Malath Cooperative Insurance Company earned 2.7% on its shareholders' money over the last year, higher than 56% of Financial Services companies in Saudi Arabia.

Owes vs Owns

0.57×

Malath Cooperative Insurance Company owes SAR 0.57 for every SAR 1 it owns (moderate), lower than 77% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.

Dividend yield

None

Malath Cooperative Insurance Company does not currently pay a dividend.

Revenue growth

+44%

Revenue rose 44% in the year to Dec 2025, and grew 16% a year on average over 3 years.

Profit growth

-21%

Net profit fell 21% in the year to Dec 2025.

Profit margin

1.5%

Malath Cooperative Insurance Company keeps SAR 2 of every SAR 100 of revenue as net profit.

Questions

What is Malath Cooperative Insurance Company's P/E ratio?

Investors pay SAR 30.4 for every SAR 1 of Malath Cooperative Insurance Company's yearly profit, higher than 90% of Financial Services companies in Saudi Arabia.

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For Malath Cooperative Insurance Company: SAR 381 M ÷ SAR 469 M (30 Jun 2026) = 0.8.

What is Malath Cooperative Insurance Company's return on equity?

Malath Cooperative Insurance Company earned 2.7% on its shareholders' money over the last year, higher than 56% of Financial Services companies in Saudi Arabia.

How much does Malath Cooperative Insurance Company owe compared with what it owns?

Malath Cooperative Insurance Company owes SAR 0.57 for every SAR 1 it owns (moderate), lower than 77% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.

Does Malath Cooperative Insurance Company pay a dividend?

No. Malath Cooperative Insurance Company does not currently pay a dividend.

Is Malath Cooperative Insurance Company's revenue growing?

Revenue rose 44% in the year to Dec 2025, and grew 16% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

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