Liva Insurance Company
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Liva Insurance Company's yearly results (2022–2025), compared with Financial Services companies in Saudi Arabia. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every SAR 100 the company owns, SAR 100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 89% of Financial Services companies in Saudi Arabia.
- Tangible Net Worth Ratio: Of every SAR 100 of net worth, SAR 100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 86% of Financial Services companies in Saudi Arabia.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 56% of Financial Services companies in Saudi Arabia.
Growth Efficiency Ratio
SAR 29Sales grew 101% in 3 years; of every extra SAR 100 of sales, SAR 29 became extra profit.
Higher than 63% of Financial Services companies in Saudi Arabia.
Asset Productivity Ratio
+101% / +34%In 3 years sales changed by +101% while total assets changed by +34%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every SAR 100 the company owns, SAR 100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 89% of Financial Services companies in Saudi Arabia.
Tangible Net Worth Ratio
100%Of every SAR 100 of net worth, SAR 100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 86% of Financial Services companies in Saudi Arabia.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Liva Insurance Company owes SAR 0.58 for every SAR 1 it owns. Net profit fell 19% in the year to Dec 2025.
Compared with Financial Services companies in Saudi Arabia · latest annual results Dec 2025.
P/E ratio
11.6Investors pay SAR 11.6 for every SAR 1 of Liva Insurance Company's yearly profit, lower than 54% of Financial Services companies in Saudi Arabia.
P/B ratio
0.89The share price is 0.89 times Liva Insurance Company's book value per share, higher than 55% of Financial Services companies in Saudi Arabia.
Market cap
SAR 441 MThe total market value of all of Liva Insurance Company's shares at today's price (share price × number of shares), smaller than 70% of Financial Services companies in Saudi Arabia. PosiCap size class: Mini Cap.
Net worth (book value)
SAR 495 MWhat Liva Insurance Company would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
SAR 12.38Net worth divided by the number of shares. The share price of SAR 11.03 is 0.9 times this, which is the P/B above.
Return on equity (ROE)
8.0%Liva Insurance Company earned 8.0% on its shareholders' money over the last year, higher than 73% of Financial Services companies in Saudi Arabia.
Owes vs Owns
0.58×Liva Insurance Company owes SAR 0.58 for every SAR 1 it owns (moderate), lower than 74% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Dividend yield
NoneLiva Insurance Company does not currently pay a dividend.
Revenue growth
+25%Revenue rose 25% in the year to Dec 2025, and grew 26% a year on average over 3 years.
Profit growth
-19%Net profit fell 19% in the year to Dec 2025.
Profit margin
5.6%Liva Insurance Company keeps SAR 6 of every SAR 100 of revenue as net profit.
Questions
What is Liva Insurance Company's P/E ratio?
Investors pay SAR 11.6 for every SAR 1 of Liva Insurance Company's yearly profit, lower than 54% of Financial Services companies in Saudi Arabia.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Liva Insurance Company: SAR 441 M ÷ SAR 495 M (30 Jun 2026) = 0.9.
What is Liva Insurance Company's return on equity?
Liva Insurance Company earned 8.0% on its shareholders' money over the last year, higher than 73% of Financial Services companies in Saudi Arabia.
How much does Liva Insurance Company owe compared with what it owns?
Liva Insurance Company owes SAR 0.58 for every SAR 1 it owns (moderate), lower than 74% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Does Liva Insurance Company pay a dividend?
No. Liva Insurance Company does not currently pay a dividend.
Is Liva Insurance Company's revenue growing?
Revenue rose 25% in the year to Dec 2025, and grew 26% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.