JFLA Holdings Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from JFLA Holdings Inc.'s yearly results (2023–2026), compared with Consumer Cyclical companies in Japan. Tap ? on any ratio for what it means.
What stands out
- Cash Cushion Ratio: Debt, after subtracting cash, is 1.9 times its market value (net debt). Lower than 95% of Consumer Cyclical companies in Japan.
Where ¥100 of sales goes
Latest year (Mar 2026). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
—Loss-making or profit too small
Over the last 3 years profit was a loss or under 2% of sales, so cash per 100 of profit is not meaningful.
Self-Funding Ratio
1.3×Over the last 3 years its own operating cash covered its investment spending (capex) 1.3 times.
Lower than 61% of Consumer Cyclical companies in Japan.
Cash Locked Ratio
¥16For every ¥100 of sales, ¥16 is tied up in day-to-day operations (money owed by customers + stock − money owed to suppliers), against ¥12 tied up three years earlier.
More money tied up than 57% of Consumer Cyclical companies in Japan.
Growth quality
Steadiness Ratio
1/3 · 3/3Sales grew in 1 of the last 3 years; profit grew in 3 of 3.
Less steady than 56% of Consumer Cyclical companies in Japan.
Growth Efficiency Ratio
—Sales fell 14%
Sales fell 14% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-14% / -2%In 3 years sales changed by -14% while total assets changed by -2%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
2.1×Debt due within a year is covered 2.1 times by its yearly operating cash.
Higher than 67% of Consumer Cyclical companies in Japan.
Cash Cushion Ratio
1.9× debtDebt, after subtracting cash, is 1.9 times its market value (net debt).
Lower than 95% of Consumer Cyclical companies in Japan.
Tangible Assets Ratio
98%Of every ¥100 the company owns, ¥98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 62% of Consumer Cyclical companies in Japan.
Tangible Net Worth Ratio
89%Of every ¥100 of net worth, ¥89 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 79% of Consumer Cyclical companies in Japan.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (14)
JFLA Holdings Inc. owes ¥0.75 for every ¥1 it owns. Net profit rose 4% in the year to Mar 2026.
Compared with Consumer Cyclical companies in Japan · latest annual results Mar 2026.
P/E ratio
7.5Investors pay ¥7.5 for every ¥1 of JFLA Holdings Inc.'s yearly profit, lower than 87% of Consumer Cyclical companies in Japan.
P/B ratio
0.91The share price is 0.91 times JFLA Holdings Inc.'s book value per share, lower than 59% of Consumer Cyclical companies in Japan.
Market cap
¥7.5 BThe total market value of all of JFLA Holdings Inc.'s shares at today's price (share price × number of shares), smaller than 70% of Consumer Cyclical companies in Japan. PosiCap size class: Micro Cap.
Net worth (book value)
¥8.3 BWhat JFLA Holdings Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
¥171.65Net worth divided by the number of shares. The share price of ¥156.00 is 0.9 times this, which is the P/B above.
Return on equity (ROE)
9.5%JFLA Holdings Inc. earned 9.5% on its shareholders' money over the last year, higher than 63% of Consumer Cyclical companies in Japan.
Owes vs Owns
0.75×JFLA Holdings Inc. owes ¥0.75 for every ¥1 it owns (moderate), higher than 91% of Consumer Cyclical companies in Japan.
Dividend yield
NoneJFLA Holdings Inc. does not currently pay a dividend.
Revenue growth
+1%Revenue rose 1% in the year to Mar 2026, and shrank 5% a year on average over 3 years.
Profit growth
+4%Net profit rose 4% in the year to Mar 2026.
Profit margin
1.0%JFLA Holdings Inc. keeps ¥1 of every ¥100 of revenue as net profit.
Cash quality
2.6×Cash from JFLA Holdings Inc.'s business was 2.6× its reported profit in the year to Mar 2026 — its profit turned into cash.
Interest cover
3.4×JFLA Holdings Inc.'s operating profit covered its interest costs 3.4 times in the year to Mar 2026.
Cash vs debt
Net debtJFLA Holdings Inc. had ¥14.2 B more debt than cash (net debt) at Mar 2026.
Questions
What is JFLA Holdings Inc.'s P/E ratio?
Investors pay ¥7.5 for every ¥1 of JFLA Holdings Inc.'s yearly profit, lower than 87% of Consumer Cyclical companies in Japan.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For JFLA Holdings Inc.: ¥7.5 B ÷ ¥8.3 B (31 Mar 2026) = 0.9.
What is JFLA Holdings Inc.'s return on equity?
JFLA Holdings Inc. earned 9.5% on its shareholders' money over the last year, higher than 63% of Consumer Cyclical companies in Japan.
How much does JFLA Holdings Inc. owe compared with what it owns?
JFLA Holdings Inc. owes ¥0.75 for every ¥1 it owns (moderate), higher than 91% of Consumer Cyclical companies in Japan.
Does JFLA Holdings Inc. pay a dividend?
No. JFLA Holdings Inc. does not currently pay a dividend.
Is JFLA Holdings Inc.'s revenue growing?
Revenue rose 1% in the year to Mar 2026, and shrank 5% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.