Japan Post Insurance Co., Ltd.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Japan Post Insurance Co., Ltd.'s yearly results (2023–2026), compared with Financial Services companies in Japan. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 2 of 3. Less steady than 89% of Financial Services companies in Japan.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 2/3Sales grew in 1 of the last 3 years; profit grew in 2 of 3.
Less steady than 89% of Financial Services companies in Japan.
Growth Efficiency Ratio
—Sales fell 7%
Sales fell 7% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-7% / -7%In 3 years sales changed by -7% while total assets changed by -7%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ¥100 the company owns, ¥100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 55% of Financial Services companies in Japan.
Tangible Net Worth Ratio
97%Of every ¥100 of net worth, ¥97 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 59% of Financial Services companies in Japan.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Japan Post Insurance Co., Ltd. owes ¥0.92 for every ¥1 it owns. Net profit rose 37% in the year to Mar 2026, and grew 20% a year on average over 3 years.
Compared with Financial Services companies in Japan · latest annual results Mar 2026.
P/E ratio
11.2Investors pay ¥11.2 for every ¥1 of Japan Post Insurance Co., Ltd.'s yearly profit, lower than 73% of Financial Services companies in Japan.
P/B ratio
0.40The share price is 0.40 times Japan Post Insurance Co., Ltd.'s book value per share, lower than 93% of Financial Services companies in Japan.
Market cap
¥1,867.7 BThe total market value of all of Japan Post Insurance Co., Ltd.'s shares at today's price (share price × number of shares), larger than 90% of Financial Services companies in Japan. PosiCap size class: Tito Cap.
Net worth (book value)
¥4,663.4 BWhat Japan Post Insurance Co., Ltd. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
¥4,303Net worth divided by the number of shares. The share price of ¥1,723 is 0.4 times this, which is the P/B above.
Return on equity (ROE)
4.2%Japan Post Insurance Co., Ltd. earned 4.2% on its shareholders' money over the last year, lower than 86% of Financial Services companies in Japan.
Owes vs Owns
0.92×Japan Post Insurance Co., Ltd. owes ¥0.92 for every ¥1 it owns (high), higher than 51% of Financial Services companies in Japan. Banks and lenders usually show higher figures.
Dividend yield
2.92%Japan Post Insurance Co., Ltd. pays 2.92% of its share price as dividends a year, lower than 53% of dividend-paying Financial Services companies in Japan.
Revenue growth
-19%Revenue fell 19% in the year to Mar 2026, and shrank 2% a year on average over 3 years.
Profit growth
+37%Net profit rose 37% in the year to Mar 2026, and grew 20% a year on average over 3 years.
Profit margin
5.9%Japan Post Insurance Co., Ltd. keeps ¥6 of every ¥100 of revenue as net profit.
Questions
What is Japan Post Insurance Co., Ltd.'s P/E ratio?
Investors pay ¥11.2 for every ¥1 of Japan Post Insurance Co., Ltd.'s yearly profit, lower than 73% of Financial Services companies in Japan.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Japan Post Insurance Co., Ltd.: ¥1,867.7 B ÷ ¥4,663.4 B (30 Jun 2026) = 0.4.
What is Japan Post Insurance Co., Ltd.'s return on equity?
Japan Post Insurance Co., Ltd. earned 4.2% on its shareholders' money over the last year, lower than 86% of Financial Services companies in Japan.
How much does Japan Post Insurance Co., Ltd. owe compared with what it owns?
Japan Post Insurance Co., Ltd. owes ¥0.92 for every ¥1 it owns (high), higher than 51% of Financial Services companies in Japan. Banks and lenders usually show higher figures.
Does Japan Post Insurance Co., Ltd. pay a dividend?
Yes. Japan Post Insurance Co., Ltd. pays 2.92% of its share price as dividends a year, lower than 53% of dividend-paying Financial Services companies in Japan.
Is Japan Post Insurance Co., Ltd.'s revenue growing?
Revenue fell 19% in the year to Mar 2026, and shrank 2% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.