IwaiCosmo Holdings, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from IwaiCosmo Holdings, Inc.'s yearly results (2023–2026), compared with Financial Services companies in Japan. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every ¥100 the company owns, ¥100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 96% of Financial Services companies in Japan.
- Tangible Net Worth Ratio: Of every ¥100 of net worth, ¥100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 95% of Financial Services companies in Japan.
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 86% of Financial Services companies in Japan.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 86% of Financial Services companies in Japan.
Growth Efficiency Ratio
¥55Sales grew 64% in 3 years; of every extra ¥100 of sales, ¥55 became extra profit.
Higher than 79% of Financial Services companies in Japan.
Asset Productivity Ratio
+64% / +16%In 3 years sales changed by +64% while total assets changed by +16%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ¥100 the company owns, ¥100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 96% of Financial Services companies in Japan.
Tangible Net Worth Ratio
100%Of every ¥100 of net worth, ¥100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 95% of Financial Services companies in Japan.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
IwaiCosmo Holdings, Inc. owes ¥0.65 for every ¥1 it owns. Net profit rose 55% in the year to Mar 2026, and grew 43% a year on average over 3 years.
Compared with Financial Services companies in Japan · latest annual results Mar 2026.
P/E ratio
8.7Investors pay ¥8.7 for every ¥1 of IwaiCosmo Holdings, Inc.'s yearly profit, lower than 86% of Financial Services companies in Japan.
P/B ratio
1.22The share price is 1.22 times IwaiCosmo Holdings, Inc.'s book value per share, higher than 63% of Financial Services companies in Japan.
Market cap
¥90.3 BThe total market value of all of IwaiCosmo Holdings, Inc.'s shares at today's price (share price × number of shares), smaller than 58% of Financial Services companies in Japan. PosiCap size class: Mini Cap.
Net worth (book value)
¥74.3 BWhat IwaiCosmo Holdings, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
¥3,163Net worth divided by the number of shares. The share price of ¥3,845 is 1.2 times this, which is the P/B above.
Return on equity (ROE)
16.5%IwaiCosmo Holdings, Inc. earned 16.5% on its shareholders' money over the last year, higher than 85% of Financial Services companies in Japan.
Owes vs Owns
0.65×IwaiCosmo Holdings, Inc. owes ¥0.65 for every ¥1 it owns (moderate), lower than 73% of Financial Services companies in Japan. Banks and lenders usually show higher figures.
Dividend yield
5.94%IwaiCosmo Holdings, Inc. pays 5.94% of its share price as dividends a year, higher than 94% of dividend-paying Financial Services companies in Japan.
Revenue growth
+25%Revenue rose 25% in the year to Mar 2026, and grew 18% a year on average over 3 years.
Profit growth
+55%Net profit rose 55% in the year to Mar 2026, and grew 43% a year on average over 3 years.
Profit margin
32.4%IwaiCosmo Holdings, Inc. keeps ¥32 of every ¥100 of revenue as net profit.
Questions
What is IwaiCosmo Holdings, Inc.'s P/E ratio?
Investors pay ¥8.7 for every ¥1 of IwaiCosmo Holdings, Inc.'s yearly profit, lower than 86% of Financial Services companies in Japan.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For IwaiCosmo Holdings, Inc.: ¥90.3 B ÷ ¥74.3 B (31 Mar 2026) = 1.2.
What is IwaiCosmo Holdings, Inc.'s return on equity?
IwaiCosmo Holdings, Inc. earned 16.5% on its shareholders' money over the last year, higher than 85% of Financial Services companies in Japan.
How much does IwaiCosmo Holdings, Inc. owe compared with what it owns?
IwaiCosmo Holdings, Inc. owes ¥0.65 for every ¥1 it owns (moderate), lower than 73% of Financial Services companies in Japan. Banks and lenders usually show higher figures.
Does IwaiCosmo Holdings, Inc. pay a dividend?
Yes. IwaiCosmo Holdings, Inc. pays 5.94% of its share price as dividends a year, higher than 94% of dividend-paying Financial Services companies in Japan.
Is IwaiCosmo Holdings, Inc.'s revenue growing?
Revenue rose 25% in the year to Mar 2026, and grew 18% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.