The Hyakugo Bank, Ltd.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from The Hyakugo Bank, Ltd.'s yearly results (2023–2026), compared with Financial Services companies in Japan. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Less steady than 72% of Financial Services companies in Japan.
Growth Efficiency Ratio
¥30Sales grew 45% in 3 years; of every extra ¥100 of sales, ¥30 became extra profit.
Lower than 52% of Financial Services companies in Japan.
Asset Productivity Ratio
+45% / +2%In 3 years sales changed by +45% while total assets changed by +2%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ¥100 the company owns, ¥100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 70% of Financial Services companies in Japan.
Tangible Net Worth Ratio
99%Of every ¥100 of net worth, ¥99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 68% of Financial Services companies in Japan.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
The Hyakugo Bank, Ltd. owes ¥0.93 for every ¥1 it owns. Net profit rose 49% in the year to Mar 2026, and grew 23% a year on average over 3 years.
Compared with Financial Services companies in Japan · latest annual results Mar 2026.
P/E ratio
16.5Investors pay ¥16.5 for every ¥1 of The Hyakugo Bank, Ltd.'s yearly profit, higher than 73% of Financial Services companies in Japan.
P/B ratio
0.99The share price is 0.99 times The Hyakugo Bank, Ltd.'s book value per share, lower than 53% of Financial Services companies in Japan.
Market cap
¥518.3 BThe total market value of all of The Hyakugo Bank, Ltd.'s shares at today's price (share price × number of shares), larger than 76% of Financial Services companies in Japan. PosiCap size class: Meso Cap.
Net worth (book value)
¥523.8 BWhat The Hyakugo Bank, Ltd. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
¥2,170Net worth divided by the number of shares. The share price of ¥2,147 is 1.0 times this, which is the P/B above.
Return on equity (ROE)
6.4%The Hyakugo Bank, Ltd. earned 6.4% on its shareholders' money over the last year, lower than 66% of Financial Services companies in Japan.
Owes vs Owns
0.93×The Hyakugo Bank, Ltd. owes ¥0.93 for every ¥1 it owns (high), higher than 55% of Financial Services companies in Japan. Banks and lenders usually show higher figures.
Dividend yield
2.01%The Hyakugo Bank, Ltd. pays 2.01% of its share price as dividends a year, lower than 85% of dividend-paying Financial Services companies in Japan.
Revenue growth
+28%Revenue rose 28% in the year to Mar 2026, and grew 13% a year on average over 3 years.
Profit growth
+49%Net profit rose 49% in the year to Mar 2026, and grew 23% a year on average over 3 years.
Profit margin
20.2%The Hyakugo Bank, Ltd. keeps ¥20 of every ¥100 of revenue as net profit.
Questions
What is The Hyakugo Bank, Ltd.'s P/E ratio?
Investors pay ¥16.5 for every ¥1 of The Hyakugo Bank, Ltd.'s yearly profit, higher than 73% of Financial Services companies in Japan.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For The Hyakugo Bank, Ltd.: ¥518.3 B ÷ ¥523.8 B (30 Jun 2026) = 1.0.
What is The Hyakugo Bank, Ltd.'s return on equity?
The Hyakugo Bank, Ltd. earned 6.4% on its shareholders' money over the last year, lower than 66% of Financial Services companies in Japan.
How much does The Hyakugo Bank, Ltd. owe compared with what it owns?
The Hyakugo Bank, Ltd. owes ¥0.93 for every ¥1 it owns (high), higher than 55% of Financial Services companies in Japan. Banks and lenders usually show higher figures.
Does The Hyakugo Bank, Ltd. pay a dividend?
Yes. The Hyakugo Bank, Ltd. pays 2.01% of its share price as dividends a year, lower than 85% of dividend-paying Financial Services companies in Japan.
Is The Hyakugo Bank, Ltd.'s revenue growing?
Revenue rose 28% in the year to Mar 2026, and grew 13% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.