Gulf Union Alahlia Cooperative Insurance Company
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Gulf Union Alahlia Cooperative Insurance Company's yearly results (2022–2025), compared with Financial Services companies in Saudi Arabia. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every SAR 100 the company owns, SAR 91 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. Less tangible than 92% of Financial Services companies in Saudi Arabia.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 1/3Sales grew in 3 of the last 3 years; profit grew in 1 of 3.
Steadier than 56% of Financial Services companies in Saudi Arabia.
Growth Efficiency Ratio
−SAR 13Sales grew 115% in 3 years, but profit fell: SAR 13 less profit per SAR 100 of extra sales.
Lower than 75% of Financial Services companies in Saudi Arabia.
Asset Productivity Ratio
+115% / +22%In 3 years sales changed by +115% while total assets changed by +22%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
91%Of every SAR 100 the company owns, SAR 91 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 92% of Financial Services companies in Saudi Arabia.
Tangible Net Worth Ratio
82%Of every SAR 100 of net worth, SAR 82 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 83% of Financial Services companies in Saudi Arabia.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Gulf Union Alahlia Cooperative Insurance Company made a loss over the last year. Gulf Union Alahlia Cooperative Insurance Company owes SAR 0.48 for every SAR 1 it owns. Gulf Union Alahlia Cooperative Insurance Company made a loss in the year to Dec 2025, after a profit the year before.
Compared with Financial Services companies in Saudi Arabia · latest annual results Dec 2025.
P/E ratio
LossGulf Union Alahlia Cooperative Insurance Company made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
1.01The share price is 1.01 times Gulf Union Alahlia Cooperative Insurance Company's book value per share, higher than 65% of Financial Services companies in Saudi Arabia.
Market cap
SAR 574 MThe total market value of all of Gulf Union Alahlia Cooperative Insurance Company's shares at today's price (share price × number of shares), smaller than 55% of Financial Services companies in Saudi Arabia. PosiCap size class: Mini Cap.
Net worth (book value)
SAR 571 MWhat Gulf Union Alahlia Cooperative Insurance Company would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
SAR 12.43Net worth divided by the number of shares. The share price of SAR 12.50 is 1.0 times this, which is the P/B above.
Return on equity (ROE)
-2.5%Gulf Union Alahlia Cooperative Insurance Company lost 2.5% of its shareholders' money over the last year, lower than 61% of Financial Services companies in Saudi Arabia.
Owes vs Owns
0.48×Gulf Union Alahlia Cooperative Insurance Company owes SAR 0.48 for every SAR 1 it owns (low), lower than 87% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Dividend yield
NoneGulf Union Alahlia Cooperative Insurance Company does not currently pay a dividend.
Revenue growth
+26%Revenue rose 26% in the year to Dec 2025, and grew 29% a year on average over 3 years.
Profit growth
LossGulf Union Alahlia Cooperative Insurance Company made a loss in the year to Dec 2025, after a profit the year before.
Profit margin
-9.0%Gulf Union Alahlia Cooperative Insurance Company lost SAR 9 for every SAR 100 of revenue.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Gulf Union Alahlia Cooperative Insurance Company: SAR 574 M ÷ SAR 571 M (30 Jun 2026) = 1.0.
What is Gulf Union Alahlia Cooperative Insurance Company's return on equity?
Gulf Union Alahlia Cooperative Insurance Company lost 2.5% of its shareholders' money over the last year, lower than 61% of Financial Services companies in Saudi Arabia.
How much does Gulf Union Alahlia Cooperative Insurance Company owe compared with what it owns?
Gulf Union Alahlia Cooperative Insurance Company owes SAR 0.48 for every SAR 1 it owns (low), lower than 87% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Does Gulf Union Alahlia Cooperative Insurance Company pay a dividend?
No. Gulf Union Alahlia Cooperative Insurance Company does not currently pay a dividend.
Is Gulf Union Alahlia Cooperative Insurance Company's revenue growing?
Revenue rose 26% in the year to Dec 2025, and grew 29% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.