Gulf Insurance Group
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Gulf Insurance Group's yearly results (2022–2025), compared with Financial Services companies in Saudi Arabia. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 2/3Sales grew in 1 of the last 3 years; profit grew in 2 of 3.
Less steady than 72% of Financial Services companies in Saudi Arabia.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by -5% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
-5% / +17%In 3 years sales changed by -5% while total assets changed by +17%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every SAR 100 the company owns, SAR 98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 58% of Financial Services companies in Saudi Arabia.
Tangible Net Worth Ratio
94%Of every SAR 100 of net worth, SAR 94 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 55% of Financial Services companies in Saudi Arabia.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Gulf Insurance Group owes SAR 0.62 for every SAR 1 it owns. Net profit rose 29% in the year to Dec 2025, and grew 99% a year on average over 3 years.
Compared with Financial Services companies in Saudi Arabia · latest annual results Dec 2025.
P/E ratio
9.5Investors pay SAR 9.5 for every SAR 1 of Gulf Insurance Group's yearly profit, lower than 78% of Financial Services companies in Saudi Arabia.
P/B ratio
1.15The share price is 1.15 times Gulf Insurance Group's book value per share, higher than 72% of Financial Services companies in Saudi Arabia.
Market cap
SAR 1.4 BThe total market value of all of Gulf Insurance Group's shares at today's price (share price × number of shares), larger than 60% of Financial Services companies in Saudi Arabia. PosiCap size class: Mini Cap.
Net worth (book value)
SAR 1.2 BWhat Gulf Insurance Group would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
SAR 23.05Net worth divided by the number of shares. The share price of SAR 26.58 is 1.2 times this, which is the P/B above.
Return on equity (ROE)
12.6%Gulf Insurance Group earned 12.6% on its shareholders' money over the last year, higher than 84% of Financial Services companies in Saudi Arabia.
Owes vs Owns
0.62×Gulf Insurance Group owes SAR 0.62 for every SAR 1 it owns (moderate), lower than 68% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Dividend yield
4.69%Gulf Insurance Group pays 4.69% of its share price as dividends a year, lower than 68% of dividend-paying Financial Services companies in Saudi Arabia.
Revenue growth
-2%Revenue fell 2% in the year to Dec 2025, and shrank 2% a year on average over 3 years.
Profit growth
+29%Net profit rose 29% in the year to Dec 2025, and grew 99% a year on average over 3 years.
Profit margin
9.3%Gulf Insurance Group keeps SAR 9 of every SAR 100 of revenue as net profit.
Questions
What is Gulf Insurance Group's P/E ratio?
Investors pay SAR 9.5 for every SAR 1 of Gulf Insurance Group's yearly profit, lower than 78% of Financial Services companies in Saudi Arabia.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Gulf Insurance Group: SAR 1.4 B ÷ SAR 1.2 B (30 Jun 2026) = 1.2.
What is Gulf Insurance Group's return on equity?
Gulf Insurance Group earned 12.6% on its shareholders' money over the last year, higher than 84% of Financial Services companies in Saudi Arabia.
How much does Gulf Insurance Group owe compared with what it owns?
Gulf Insurance Group owes SAR 0.62 for every SAR 1 it owns (moderate), lower than 68% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Does Gulf Insurance Group pay a dividend?
Yes. Gulf Insurance Group pays 4.69% of its share price as dividends a year, lower than 68% of dividend-paying Financial Services companies in Saudi Arabia.
Is Gulf Insurance Group's revenue growing?
Revenue fell 2% in the year to Dec 2025, and shrank 2% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.