Gulf General Cooperative Insurance Company
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Gulf General Cooperative Insurance Company's yearly results (2022–2025), compared with Financial Services companies in Saudi Arabia. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 1 of 3. Less steady than 91% of Financial Services companies in Saudi Arabia.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 1/3Sales grew in 1 of the last 3 years; profit grew in 1 of 3.
Less steady than 91% of Financial Services companies in Saudi Arabia.
Growth Efficiency Ratio
—Sales fell 23%
Sales fell 23% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-23% / -28%In 3 years sales changed by -23% while total assets changed by -28%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
97%Of every SAR 100 the company owns, SAR 97 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 64% of Financial Services companies in Saudi Arabia.
Tangible Net Worth Ratio
94%Of every SAR 100 of net worth, SAR 94 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 52% of Financial Services companies in Saudi Arabia.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Gulf General Cooperative Insurance Company made a loss over the last year. Gulf General Cooperative Insurance Company owes SAR 0.62 for every SAR 1 it owns. Gulf General Cooperative Insurance Company made a loss in each of the last two years.
Compared with Financial Services companies in Saudi Arabia · latest annual results Dec 2025.
P/E ratio
LossGulf General Cooperative Insurance Company made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
0.66The share price is 0.66 times Gulf General Cooperative Insurance Company's book value per share, lower than 79% of Financial Services companies in Saudi Arabia.
Market cap
SAR 89 MThe total market value of all of Gulf General Cooperative Insurance Company's shares at today's price (share price × number of shares), smaller than almost all Financial Services companies in Saudi Arabia. PosiCap size class: Micro Cap.
Net worth (book value)
SAR 136 MWhat Gulf General Cooperative Insurance Company would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
SAR 4.52Net worth divided by the number of shares. The share price of SAR 2.98 is 0.7 times this, which is the P/B above.
Return on equity (ROE)
-62.8%Gulf General Cooperative Insurance Company lost 62.8% of its shareholders' money over the last year, lower than 93% of Financial Services companies in Saudi Arabia.
Owes vs Owns
0.62×Gulf General Cooperative Insurance Company owes SAR 0.62 for every SAR 1 it owns (moderate), lower than 65% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Dividend yield
NoneGulf General Cooperative Insurance Company does not currently pay a dividend.
Revenue growth
-23%Revenue fell 23% in the year to Dec 2025, and shrank 8% a year on average over 3 years.
Profit growth
LossGulf General Cooperative Insurance Company made a loss in each of the last two years.
Profit margin
-40.4%Gulf General Cooperative Insurance Company lost SAR 40 for every SAR 100 of revenue.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Gulf General Cooperative Insurance Company: SAR 89 M ÷ SAR 136 M (30 Jun 2026) = 0.7.
What is Gulf General Cooperative Insurance Company's return on equity?
Gulf General Cooperative Insurance Company lost 62.8% of its shareholders' money over the last year, lower than 93% of Financial Services companies in Saudi Arabia.
How much does Gulf General Cooperative Insurance Company owe compared with what it owns?
Gulf General Cooperative Insurance Company owes SAR 0.62 for every SAR 1 it owns (moderate), lower than 65% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Does Gulf General Cooperative Insurance Company pay a dividend?
No. Gulf General Cooperative Insurance Company does not currently pay a dividend.
Is Gulf General Cooperative Insurance Company's revenue growing?
Revenue fell 23% in the year to Dec 2025, and shrank 8% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.