CVS Bay Area Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from CVS Bay Area Inc.'s yearly results (2023–2026), compared with Consumer Defensive companies in Japan. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 14% in 3 years, but profit fell: ¥115 less profit per ¥100 of extra sales. Lower than almost all Consumer Defensive companies in Japan.
- Cash Cushion Ratio: Debt, after subtracting cash, is 1.6 times its market value (net debt). Lower than 97% of Consumer Defensive companies in Japan.
- Self-Funding Ratio: Over the last 3 years its own operating cash paid for 38% of its investment spending (capex); the rest came from other sources such as borrowing, cash reserves or new shares. Lower than 91% of Consumer Defensive companies in Japan.
Where ¥100 of sales goes
Latest year (Feb 2026). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
¥174Over the last 3 years, every ¥100 of reported profit came with ¥174 of operating cash.
Higher than 64% of Consumer Defensive companies in Japan.
Self-Funding Ratio
0.4×Over the last 3 years its own operating cash paid for 38% of its investment spending (capex); the rest came from other sources such as borrowing, cash reserves or new shares.
Lower than 91% of Consumer Defensive companies in Japan.
Cash Locked Ratio
−¥3Money owed to suppliers is larger than money owed by customers plus stock: ¥3 per ¥100 of sales comes from others' credit, against ¥4 from others' credit three years earlier.
Less money tied up than 88% of Consumer Defensive companies in Japan.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 64% of Consumer Defensive companies in Japan.
Growth Efficiency Ratio
−¥115Sales grew 14% in 3 years, but profit fell: ¥115 less profit per ¥100 of extra sales.
Lower than almost all Consumer Defensive companies in Japan.
Asset Productivity Ratio
+14% / +19%In 3 years sales changed by +14% while total assets changed by +19%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
0.1×Debt due within a year is covered 0.1 times by its yearly operating cash.
Lower than 86% of Consumer Defensive companies in Japan.
Cash Cushion Ratio
1.6× debtDebt, after subtracting cash, is 1.6 times its market value (net debt).
Lower than 97% of Consumer Defensive companies in Japan.
Tangible Assets Ratio
99%Of every ¥100 the company owns, ¥99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 73% of Consumer Defensive companies in Japan.
Tangible Net Worth Ratio
98%Of every ¥100 of net worth, ¥98 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 59% of Consumer Defensive companies in Japan.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (13)
CVS Bay Area Inc. made a loss over the last year. CVS Bay Area Inc. owes ¥0.70 for every ¥1 it owns. CVS Bay Area Inc. made a loss in the year to Feb 2026, after a profit the year before.
Compared with Consumer Defensive companies in Japan · latest annual results Feb 2026.
P/E ratio
LossCVS Bay Area Inc. made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
0.75The share price is 0.75 times CVS Bay Area Inc.'s book value per share, lower than 78% of Consumer Defensive companies in Japan.
Market cap
¥2.3 BThe total market value of all of CVS Bay Area Inc.'s shares at today's price (share price × number of shares), smaller than 94% of Consumer Defensive companies in Japan. PosiCap size class: Micro Cap.
Net worth (book value)
¥3.1 BWhat CVS Bay Area Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (28 Feb 2026).
Book value per share
¥633.22Net worth divided by the number of shares. The share price of ¥475.00 is 0.8 times this, which is the P/B above.
Return on equity (ROE)
-27.4%CVS Bay Area Inc. lost 27.4% of its shareholders' money over the last year, lower than almost all Consumer Defensive companies in Japan.
Owes vs Owns
0.70×CVS Bay Area Inc. owes ¥0.70 for every ¥1 it owns (moderate), higher than 93% of Consumer Defensive companies in Japan.
Dividend yield
4.20%CVS Bay Area Inc. pays 4.20% of its share price as dividends a year, higher than 91% of dividend-paying Consumer Defensive companies in Japan.
Revenue growth
+1%Revenue rose 1% in the year to Feb 2026, and grew 4% a year on average over 3 years.
Profit growth
LossCVS Bay Area Inc. made a loss in the year to Feb 2026, after a profit the year before.
Profit margin
-14.4%CVS Bay Area Inc. lost ¥14 for every ¥100 of revenue.
Interest cover
1.8×CVS Bay Area Inc.'s operating profit covered its interest costs 1.8 times in the year to Feb 2026.
Cash vs debt
Net debtCVS Bay Area Inc. had ¥3.8 B more debt than cash (net debt) at Feb 2026.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For CVS Bay Area Inc.: ¥2.3 B ÷ ¥3.1 B (28 Feb 2026) = 0.8.
What is CVS Bay Area Inc.'s return on equity?
CVS Bay Area Inc. lost 27.4% of its shareholders' money over the last year, lower than almost all Consumer Defensive companies in Japan.
How much does CVS Bay Area Inc. owe compared with what it owns?
CVS Bay Area Inc. owes ¥0.70 for every ¥1 it owns (moderate), higher than 93% of Consumer Defensive companies in Japan.
Does CVS Bay Area Inc. pay a dividend?
Yes. CVS Bay Area Inc. pays 4.20% of its share price as dividends a year, higher than 91% of dividend-paying Consumer Defensive companies in Japan.
Is CVS Bay Area Inc.'s revenue growing?
Revenue rose 1% in the year to Feb 2026, and grew 4% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.