Banque Saudi Fransi
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Banque Saudi Fransi's yearly results (2022–2025), compared with Financial Services companies in Saudi Arabia. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 89% of Financial Services companies in Saudi Arabia.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 89% of Financial Services companies in Saudi Arabia.
Growth Efficiency Ratio
SAR 72Sales grew 31% in 3 years; of every extra SAR 100 of sales, SAR 72 became extra profit.
Higher than 84% of Financial Services companies in Saudi Arabia.
Asset Productivity Ratio
+31% / +33%In 3 years sales changed by +31% while total assets changed by +33%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Banque Saudi Fransi owes SAR 0.84 for every SAR 1 it owns. Net profit rose 18% in the year to Dec 2025, and grew 14% a year on average over 3 years.
Compared with Financial Services companies in Saudi Arabia · latest annual results Dec 2025.
P/E ratio
9.6Investors pay SAR 9.6 for every SAR 1 of Banque Saudi Fransi's yearly profit, lower than 74% of Financial Services companies in Saudi Arabia.
P/B ratio
0.92The share price is 0.92 times Banque Saudi Fransi's book value per share, higher than 57% of Financial Services companies in Saudi Arabia.
Market cap
SAR 47.2 BThe total market value of all of Banque Saudi Fransi's shares at today's price (share price × number of shares), larger than 87% of Financial Services companies in Saudi Arabia. PosiCap size class: Tito Cap.
Net worth (book value)
SAR 51.4 BWhat Banque Saudi Fransi would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
SAR 20.76Net worth divided by the number of shares. The share price of SAR 19.05 is 0.9 times this, which is the P/B above.
Return on equity (ROE)
10.7%Banque Saudi Fransi earned 10.7% on its shareholders' money over the last year, higher than 81% of Financial Services companies in Saudi Arabia.
Owes vs Owns
0.84×Banque Saudi Fransi owes SAR 0.84 for every SAR 1 it owns (high), higher than 79% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Dividend yield
5.98%Banque Saudi Fransi pays 5.98% of its share price as dividends a year, higher than 62% of dividend-paying Financial Services companies in Saudi Arabia.
Revenue growth
+9%Revenue rose 9% in the year to Dec 2025, and grew 9% a year on average over 3 years.
Profit growth
+18%Net profit rose 18% in the year to Dec 2025, and grew 14% a year on average over 3 years.
Profit margin
51.1%Banque Saudi Fransi keeps SAR 51 of every SAR 100 of revenue as net profit.
Questions
What is Banque Saudi Fransi's P/E ratio?
Investors pay SAR 9.6 for every SAR 1 of Banque Saudi Fransi's yearly profit, lower than 74% of Financial Services companies in Saudi Arabia.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Banque Saudi Fransi: SAR 47.2 B ÷ SAR 51.4 B (30 Jun 2026) = 0.9.
What is Banque Saudi Fransi's return on equity?
Banque Saudi Fransi earned 10.7% on its shareholders' money over the last year, higher than 81% of Financial Services companies in Saudi Arabia.
How much does Banque Saudi Fransi owe compared with what it owns?
Banque Saudi Fransi owes SAR 0.84 for every SAR 1 it owns (high), higher than 79% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Does Banque Saudi Fransi pay a dividend?
Yes. Banque Saudi Fransi pays 5.98% of its share price as dividends a year, higher than 62% of dividend-paying Financial Services companies in Saudi Arabia.
Is Banque Saudi Fransi's revenue growing?
Revenue rose 9% in the year to Dec 2025, and grew 9% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.