The Bank of Iwate, Ltd.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from The Bank of Iwate, Ltd.'s yearly results (2023–2026), compared with Financial Services companies in Japan. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every ¥100 the company owns, ¥100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 86% of Financial Services companies in Japan.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Less steady than 72% of Financial Services companies in Japan.
Growth Efficiency Ratio
¥16Sales grew 51% in 3 years; of every extra ¥100 of sales, ¥16 became extra profit.
Lower than 67% of Financial Services companies in Japan.
Asset Productivity Ratio
+51% / +2%In 3 years sales changed by +51% while total assets changed by +2%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ¥100 the company owns, ¥100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 86% of Financial Services companies in Japan.
Tangible Net Worth Ratio
99%Of every ¥100 of net worth, ¥99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 77% of Financial Services companies in Japan.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
The Bank of Iwate, Ltd. owes ¥0.95 for every ¥1 it owns. Net profit rose 28% in the year to Mar 2026, and grew 18% a year on average over 3 years.
Compared with Financial Services companies in Japan · latest annual results Mar 2026.
P/E ratio
14.3Investors pay ¥14.3 for every ¥1 of The Bank of Iwate, Ltd.'s yearly profit, higher than 54% of Financial Services companies in Japan.
P/B ratio
0.77The share price is 0.77 times The Bank of Iwate, Ltd.'s book value per share, lower than 78% of Financial Services companies in Japan.
Market cap
¥150.6 BThe total market value of all of The Bank of Iwate, Ltd.'s shares at today's price (share price × number of shares), larger than 52% of Financial Services companies in Japan. PosiCap size class: Mini Cap.
Net worth (book value)
¥194.7 BWhat The Bank of Iwate, Ltd. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
¥2,821Net worth divided by the number of shares. The share price of ¥2,181 is 0.8 times this, which is the P/B above.
Return on equity (ROE)
5.2%The Bank of Iwate, Ltd. earned 5.2% on its shareholders' money over the last year, lower than 76% of Financial Services companies in Japan.
Owes vs Owns
0.95×The Bank of Iwate, Ltd. owes ¥0.95 for every ¥1 it owns (high), higher than 74% of Financial Services companies in Japan. Banks and lenders usually show higher figures.
Dividend yield
2.74%The Bank of Iwate, Ltd. pays 2.74% of its share price as dividends a year, lower than 61% of dividend-paying Financial Services companies in Japan.
Revenue growth
+54%Revenue rose 54% in the year to Mar 2026, and grew 15% a year on average over 3 years.
Profit growth
+28%Net profit rose 28% in the year to Mar 2026, and grew 18% a year on average over 3 years.
Profit margin
13.6%The Bank of Iwate, Ltd. keeps ¥14 of every ¥100 of revenue as net profit.
Questions
What is The Bank of Iwate, Ltd.'s P/E ratio?
Investors pay ¥14.3 for every ¥1 of The Bank of Iwate, Ltd.'s yearly profit, higher than 54% of Financial Services companies in Japan.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For The Bank of Iwate, Ltd.: ¥150.6 B ÷ ¥194.7 B (31 Mar 2026) = 0.8.
What is The Bank of Iwate, Ltd.'s return on equity?
The Bank of Iwate, Ltd. earned 5.2% on its shareholders' money over the last year, lower than 76% of Financial Services companies in Japan.
How much does The Bank of Iwate, Ltd. owe compared with what it owns?
The Bank of Iwate, Ltd. owes ¥0.95 for every ¥1 it owns (high), higher than 74% of Financial Services companies in Japan. Banks and lenders usually show higher figures.
Does The Bank of Iwate, Ltd. pay a dividend?
Yes. The Bank of Iwate, Ltd. pays 2.74% of its share price as dividends a year, lower than 61% of dividend-paying Financial Services companies in Japan.
Is The Bank of Iwate, Ltd.'s revenue growing?
Revenue rose 54% in the year to Mar 2026, and grew 15% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.