Arabian Shield Cooperative Insurance Company
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Arabian Shield Cooperative Insurance Company's yearly results (2022–2025), compared with Financial Services companies in Saudi Arabia. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Of every SAR 100 of net worth, SAR 74 is tangible; the rest is goodwill and other intangibles, often from buying other companies. Less tangible than 92% of Financial Services companies in Saudi Arabia.
- Tangible Assets Ratio: Of every SAR 100 the company owns, SAR 91 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. Less tangible than 89% of Financial Services companies in Saudi Arabia.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 73% of Financial Services companies in Saudi Arabia.
Growth Efficiency Ratio
−SAR 3Sales grew 124% in 3 years, but profit fell: SAR 3 less profit per SAR 100 of extra sales.
Lower than 66% of Financial Services companies in Saudi Arabia.
Asset Productivity Ratio
+124% / +99%In 3 years sales changed by +124% while total assets changed by +99%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
91%Of every SAR 100 the company owns, SAR 91 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 89% of Financial Services companies in Saudi Arabia.
Tangible Net Worth Ratio
74%Of every SAR 100 of net worth, SAR 74 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 92% of Financial Services companies in Saudi Arabia.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Arabian Shield Cooperative Insurance Company made a loss over the last year. Arabian Shield Cooperative Insurance Company owes SAR 0.77 for every SAR 1 it owns. Arabian Shield Cooperative Insurance Company made a loss in the year to Dec 2025, after a profit the year before.
Compared with Financial Services companies in Saudi Arabia · latest annual results Dec 2025.
P/E ratio
LossArabian Shield Cooperative Insurance Company made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
0.50The share price is 0.50 times Arabian Shield Cooperative Insurance Company's book value per share, lower than almost all Financial Services companies in Saudi Arabia.
Market cap
SAR 821 MThe total market value of all of Arabian Shield Cooperative Insurance Company's shares at today's price (share price × number of shares), larger than 50% of Financial Services companies in Saudi Arabia. PosiCap size class: Mini Cap.
Net worth (book value)
SAR 1.6 BWhat Arabian Shield Cooperative Insurance Company would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
SAR 20.58Net worth divided by the number of shares. The share price of SAR 10.28 is 0.5 times this, which is the P/B above.
Return on equity (ROE)
-0.8%Arabian Shield Cooperative Insurance Company lost 0.8% of its shareholders' money over the last year, lower than 56% of Financial Services companies in Saudi Arabia.
Owes vs Owns
0.77×Arabian Shield Cooperative Insurance Company owes SAR 0.77 for every SAR 1 it owns (moderate), higher than 62% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Dividend yield
NoneArabian Shield Cooperative Insurance Company does not currently pay a dividend.
Revenue growth
+22%Revenue rose 22% in the year to Dec 2025, and grew 31% a year on average over 3 years.
Profit growth
LossArabian Shield Cooperative Insurance Company made a loss in the year to Dec 2025, after a profit the year before.
Profit margin
-3.1%Arabian Shield Cooperative Insurance Company lost SAR 3 for every SAR 100 of revenue.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Arabian Shield Cooperative Insurance Company: SAR 821 M ÷ SAR 1.6 B (30 Jun 2026) = 0.5.
What is Arabian Shield Cooperative Insurance Company's return on equity?
Arabian Shield Cooperative Insurance Company lost 0.8% of its shareholders' money over the last year, lower than 56% of Financial Services companies in Saudi Arabia.
How much does Arabian Shield Cooperative Insurance Company owe compared with what it owns?
Arabian Shield Cooperative Insurance Company owes SAR 0.77 for every SAR 1 it owns (moderate), higher than 62% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Does Arabian Shield Cooperative Insurance Company pay a dividend?
No. Arabian Shield Cooperative Insurance Company does not currently pay a dividend.
Is Arabian Shield Cooperative Insurance Company's revenue growing?
Revenue rose 22% in the year to Dec 2025, and grew 31% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.