Arabia Insurance Cooperative Company
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Arabia Insurance Cooperative Company's yearly results (2022–2025), compared with Financial Services companies in Saudi Arabia. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 72% of Financial Services companies in Saudi Arabia.
Growth Efficiency Ratio
−SAR 26Sales grew 45% in 3 years, but profit fell: SAR 26 less profit per SAR 100 of extra sales.
Lower than 81% of Financial Services companies in Saudi Arabia.
Asset Productivity Ratio
+45% / -9%In 3 years sales changed by +45% while total assets changed by -9%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every SAR 100 the company owns, SAR 99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 70% of Financial Services companies in Saudi Arabia.
Tangible Net Worth Ratio
99%Of every SAR 100 of net worth, SAR 99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 80% of Financial Services companies in Saudi Arabia.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Arabia Insurance Cooperative Company made a loss over the last year. Arabia Insurance Cooperative Company owes SAR 0.51 for every SAR 1 it owns. Arabia Insurance Cooperative Company made a loss in the year to Dec 2025, after a profit the year before.
Compared with Financial Services companies in Saudi Arabia · latest annual results Dec 2025.
P/E ratio
LossArabia Insurance Cooperative Company made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
0.59The share price is 0.59 times Arabia Insurance Cooperative Company's book value per share, lower than 89% of Financial Services companies in Saudi Arabia.
Market cap
SAR 323 MThe total market value of all of Arabia Insurance Cooperative Company's shares at today's price (share price × number of shares), smaller than 74% of Financial Services companies in Saudi Arabia. PosiCap size class: Micro Cap.
Net worth (book value)
SAR 545 MWhat Arabia Insurance Cooperative Company would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
SAR 10.28Net worth divided by the number of shares. The share price of SAR 6.09 is 0.6 times this, which is the P/B above.
Return on equity (ROE)
-14.0%Arabia Insurance Cooperative Company lost 14.0% of its shareholders' money over the last year, lower than 79% of Financial Services companies in Saudi Arabia.
Owes vs Owns
0.51×Arabia Insurance Cooperative Company owes SAR 0.51 for every SAR 1 it owns (moderate), lower than 84% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Dividend yield
NoneArabia Insurance Cooperative Company does not currently pay a dividend.
Revenue growth
+14%Revenue rose 14% in the year to Dec 2025, and grew 13% a year on average over 3 years.
Profit growth
LossArabia Insurance Cooperative Company made a loss in the year to Dec 2025, after a profit the year before.
Profit margin
-6.8%Arabia Insurance Cooperative Company lost SAR 7 for every SAR 100 of revenue.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Arabia Insurance Cooperative Company: SAR 323 M ÷ SAR 545 M (30 Jun 2026) = 0.6.
What is Arabia Insurance Cooperative Company's return on equity?
Arabia Insurance Cooperative Company lost 14.0% of its shareholders' money over the last year, lower than 79% of Financial Services companies in Saudi Arabia.
How much does Arabia Insurance Cooperative Company owe compared with what it owns?
Arabia Insurance Cooperative Company owes SAR 0.51 for every SAR 1 it owns (moderate), lower than 84% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Does Arabia Insurance Cooperative Company pay a dividend?
No. Arabia Insurance Cooperative Company does not currently pay a dividend.
Is Arabia Insurance Cooperative Company's revenue growing?
Revenue rose 14% in the year to Dec 2025, and grew 13% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.