Arab National Bank
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Arab National Bank's yearly results (2022–2025), compared with Financial Services companies in Saudi Arabia. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 89% of Financial Services companies in Saudi Arabia.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 89% of Financial Services companies in Saudi Arabia.
Growth Efficiency Ratio
SAR 68Sales grew 44% in 3 years; of every extra SAR 100 of sales, SAR 68 became extra profit.
Higher than 78% of Financial Services companies in Saudi Arabia.
Asset Productivity Ratio
+44% / +32%In 3 years sales changed by +44% while total assets changed by +32%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (10)
Arab National Bank owes SAR 0.82 for every SAR 1 it owns. Net profit rose 3% in the year to Dec 2025, and grew 19% a year on average over 3 years.
Compared with Financial Services companies in Saudi Arabia · latest annual results Dec 2025.
P/E ratio
8.3Investors pay SAR 8.3 for every SAR 1 of Arab National Bank's yearly profit, lower than 86% of Financial Services companies in Saudi Arabia.
P/B ratio
0.78The share price is 0.78 times Arab National Bank's book value per share, lower than 55% of Financial Services companies in Saudi Arabia.
Market cap
SAR 40.9 BThe total market value of all of Arab National Bank's shares at today's price (share price × number of shares), larger than 84% of Financial Services companies in Saudi Arabia. PosiCap size class: Tito Cap.
Net worth (book value)
SAR 52.4 BWhat Arab National Bank would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
SAR 26.42Net worth divided by the number of shares. The share price of SAR 20.59 is 0.8 times this, which is the P/B above.
Owes vs Owns
0.82×Arab National Bank owes SAR 0.82 for every SAR 1 it owns (high), higher than 72% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Dividend yield
6.62%Arab National Bank pays 6.62% of its share price as dividends a year, higher than 79% of dividend-paying Financial Services companies in Saudi Arabia.
Revenue growth
+5%Revenue rose 5% in the year to Dec 2025, and grew 13% a year on average over 3 years.
Profit growth
+3%Net profit rose 3% in the year to Dec 2025, and grew 19% a year on average over 3 years.
Profit margin
51.8%Arab National Bank keeps SAR 52 of every SAR 100 of revenue as net profit.
Questions
What is Arab National Bank's P/E ratio?
Investors pay SAR 8.3 for every SAR 1 of Arab National Bank's yearly profit, lower than 86% of Financial Services companies in Saudi Arabia.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Arab National Bank: SAR 40.9 B ÷ SAR 52.4 B (30 Jun 2026) = 0.8.
How much does Arab National Bank owe compared with what it owns?
Arab National Bank owes SAR 0.82 for every SAR 1 it owns (high), higher than 72% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Does Arab National Bank pay a dividend?
Yes. Arab National Bank pays 6.62% of its share price as dividends a year, higher than 79% of dividend-paying Financial Services companies in Saudi Arabia.
Is Arab National Bank's revenue growing?
Revenue rose 5% in the year to Dec 2025, and grew 13% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.