Amana Cooperative Insurance Company
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Amana Cooperative Insurance Company's yearly results (2022–2025), compared with Financial Services companies in Saudi Arabia. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 72% of Financial Services companies in Saudi Arabia.
Growth Efficiency Ratio
SAR 58Sales grew 27% in 3 years; of every extra SAR 100 of sales, SAR 58 became extra profit.
Higher than 69% of Financial Services companies in Saudi Arabia.
Asset Productivity Ratio
+27% / +22%In 3 years sales changed by +27% while total assets changed by +22%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every SAR 100 the company owns, SAR 99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 64% of Financial Services companies in Saudi Arabia.
Tangible Net Worth Ratio
98%Of every SAR 100 of net worth, SAR 98 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 73% of Financial Services companies in Saudi Arabia.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Amana Cooperative Insurance Company made a loss over the last year. Amana Cooperative Insurance Company owes SAR 0.48 for every SAR 1 it owns. Amana Cooperative Insurance Company made a loss in the year to Dec 2025, after a profit the year before.
Compared with Financial Services companies in Saudi Arabia · latest annual results Dec 2025.
P/E ratio
LossAmana Cooperative Insurance Company made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
0.80The share price is 0.80 times Amana Cooperative Insurance Company's book value per share, lower than 52% of Financial Services companies in Saudi Arabia.
Market cap
SAR 230 MThe total market value of all of Amana Cooperative Insurance Company's shares at today's price (share price × number of shares), smaller than 84% of Financial Services companies in Saudi Arabia. PosiCap size class: Micro Cap.
Net worth (book value)
SAR 288 MWhat Amana Cooperative Insurance Company would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
SAR 6.69Net worth divided by the number of shares. The share price of SAR 5.34 is 0.8 times this, which is the P/B above.
Return on equity (ROE)
-12.0%Amana Cooperative Insurance Company lost 12.0% of its shareholders' money over the last year, lower than 76% of Financial Services companies in Saudi Arabia.
Owes vs Owns
0.48×Amana Cooperative Insurance Company owes SAR 0.48 for every SAR 1 it owns (low), lower than 89% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Dividend yield
NoneAmana Cooperative Insurance Company does not currently pay a dividend.
Revenue growth
+26%Revenue rose 26% in the year to Dec 2025, and grew 8% a year on average over 3 years.
Profit growth
LossAmana Cooperative Insurance Company made a loss in the year to Dec 2025, after a profit the year before.
Profit margin
-4.7%Amana Cooperative Insurance Company lost SAR 5 for every SAR 100 of revenue.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Amana Cooperative Insurance Company: SAR 230 M ÷ SAR 288 M (30 Jun 2026) = 0.8.
What is Amana Cooperative Insurance Company's return on equity?
Amana Cooperative Insurance Company lost 12.0% of its shareholders' money over the last year, lower than 76% of Financial Services companies in Saudi Arabia.
How much does Amana Cooperative Insurance Company owe compared with what it owns?
Amana Cooperative Insurance Company owes SAR 0.48 for every SAR 1 it owns (low), lower than 89% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Does Amana Cooperative Insurance Company pay a dividend?
No. Amana Cooperative Insurance Company does not currently pay a dividend.
Is Amana Cooperative Insurance Company's revenue growing?
Revenue rose 26% in the year to Dec 2025, and grew 8% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.