Allied Cooperative Insurance Group
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Allied Cooperative Insurance Group's yearly results (2022–2025), compared with Financial Services companies in Saudi Arabia. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 72% of Financial Services companies in Saudi Arabia.
Growth Efficiency Ratio
−SAR 8Sales grew 52% in 3 years, but profit fell: SAR 8 less profit per SAR 100 of extra sales.
Lower than 69% of Financial Services companies in Saudi Arabia.
Asset Productivity Ratio
+52% / +36%In 3 years sales changed by +52% while total assets changed by +36%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every SAR 100 the company owns, SAR 99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 58% of Financial Services companies in Saudi Arabia.
Tangible Net Worth Ratio
94%Of every SAR 100 of net worth, SAR 94 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 52% of Financial Services companies in Saudi Arabia.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Allied Cooperative Insurance Group made a loss over the last year. Allied Cooperative Insurance Group owes SAR 0.75 for every SAR 1 it owns. Allied Cooperative Insurance Group made a loss in each of the last two years.
Compared with Financial Services companies in Saudi Arabia · latest annual results Dec 2025.
P/E ratio
LossAllied Cooperative Insurance Group made a loss over the last year, so its P/E ratio is not meaningful.
P/B ratio
0.74The share price is 0.74 times Allied Cooperative Insurance Group's book value per share, lower than 65% of Financial Services companies in Saudi Arabia.
Market cap
SAR 160 MThe total market value of all of Allied Cooperative Insurance Group's shares at today's price (share price × number of shares), smaller than 94% of Financial Services companies in Saudi Arabia. PosiCap size class: Micro Cap.
Net worth (book value)
SAR 218 MWhat Allied Cooperative Insurance Group would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
SAR 7.49Net worth divided by the number of shares. The share price of SAR 5.51 is 0.7 times this, which is the P/B above.
Return on equity (ROE)
-24.7%Allied Cooperative Insurance Group lost 24.7% of its shareholders' money over the last year, lower than 84% of Financial Services companies in Saudi Arabia.
Owes vs Owns
0.75×Allied Cooperative Insurance Group owes SAR 0.75 for every SAR 1 it owns (moderate), higher than 60% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Dividend yield
NoneAllied Cooperative Insurance Group does not currently pay a dividend.
Revenue growth
+10%Revenue rose 10% in the year to Dec 2025, and grew 15% a year on average over 3 years.
Profit growth
LossAllied Cooperative Insurance Group made a loss in each of the last two years.
Profit margin
-4.5%Allied Cooperative Insurance Group lost SAR 4 for every SAR 100 of revenue.
Questions
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Allied Cooperative Insurance Group: SAR 160 M ÷ SAR 218 M (30 Jun 2026) = 0.7.
What is Allied Cooperative Insurance Group's return on equity?
Allied Cooperative Insurance Group lost 24.7% of its shareholders' money over the last year, lower than 84% of Financial Services companies in Saudi Arabia.
How much does Allied Cooperative Insurance Group owe compared with what it owns?
Allied Cooperative Insurance Group owes SAR 0.75 for every SAR 1 it owns (moderate), higher than 60% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Does Allied Cooperative Insurance Group pay a dividend?
No. Allied Cooperative Insurance Group does not currently pay a dividend.
Is Allied Cooperative Insurance Group's revenue growing?
Revenue rose 10% in the year to Dec 2025, and grew 15% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.