aljazira bank
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from aljazira bank's yearly results (2022–2025), compared with Financial Services companies in Saudi Arabia. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every SAR 100 the company owns, SAR 100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 86% of Financial Services companies in Saudi Arabia.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 56% of Financial Services companies in Saudi Arabia.
Growth Efficiency Ratio
SAR 38Sales grew 30% in 3 years; of every extra SAR 100 of sales, SAR 38 became extra profit.
Higher than 66% of Financial Services companies in Saudi Arabia.
Asset Productivity Ratio
+30% / +43%In 3 years sales changed by +30% while total assets changed by +43%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every SAR 100 the company owns, SAR 100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 86% of Financial Services companies in Saudi Arabia.
Tangible Net Worth Ratio
98%Of every SAR 100 of net worth, SAR 98 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 70% of Financial Services companies in Saudi Arabia.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
aljazira bank owes SAR 0.87 for every SAR 1 it owns. Net profit rose 22% in the year to Dec 2025, and grew 11% a year on average over 3 years.
Compared with Financial Services companies in Saudi Arabia · latest annual results Dec 2025.
P/E ratio
10.5Investors pay SAR 10.5 for every SAR 1 of aljazira bank's yearly profit, lower than 66% of Financial Services companies in Saudi Arabia.
P/B ratio
0.58The share price is 0.58 times aljazira bank's book value per share, lower than 91% of Financial Services companies in Saudi Arabia.
Market cap
SAR 13.6 BThe total market value of all of aljazira bank's shares at today's price (share price × number of shares), larger than 72% of Financial Services companies in Saudi Arabia. PosiCap size class: Meso Cap.
Net worth (book value)
SAR 23.4 BWhat aljazira bank would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
SAR 18.34Net worth divided by the number of shares. The share price of SAR 10.65 is 0.6 times this, which is the P/B above.
Return on equity (ROE)
7.6%aljazira bank earned 7.6% on its shareholders' money over the last year, higher than 67% of Financial Services companies in Saudi Arabia.
Owes vs Owns
0.87×aljazira bank owes SAR 0.87 for every SAR 1 it owns (high), higher than 91% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Dividend yield
9.82%aljazira bank pays 9.82% of its share price as dividends a year, higher than 97% of dividend-paying Financial Services companies in Saudi Arabia.
Revenue growth
+18%Revenue rose 18% in the year to Dec 2025, and grew 9% a year on average over 3 years.
Profit growth
+22%Net profit rose 22% in the year to Dec 2025, and grew 11% a year on average over 3 years.
Profit margin
33.7%aljazira bank keeps SAR 34 of every SAR 100 of revenue as net profit.
Questions
What is aljazira bank's P/E ratio?
Investors pay SAR 10.5 for every SAR 1 of aljazira bank's yearly profit, lower than 66% of Financial Services companies in Saudi Arabia.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For aljazira bank: SAR 13.6 B ÷ SAR 23.4 B (30 Jun 2026) = 0.6.
What is aljazira bank's return on equity?
aljazira bank earned 7.6% on its shareholders' money over the last year, higher than 67% of Financial Services companies in Saudi Arabia.
How much does aljazira bank owe compared with what it owns?
aljazira bank owes SAR 0.87 for every SAR 1 it owns (high), higher than 91% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Does aljazira bank pay a dividend?
Yes. aljazira bank pays 9.82% of its share price as dividends a year, higher than 97% of dividend-paying Financial Services companies in Saudi Arabia.
Is aljazira bank's revenue growing?
Revenue rose 18% in the year to Dec 2025, and grew 9% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.