Al Rajhi Company for Cooperative Insurance
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Al Rajhi Company for Cooperative Insurance's yearly results (2022–2025), compared with Financial Services companies in Saudi Arabia. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 3/3Sales grew in 2 of the last 3 years; profit grew in 3 of 3.
Steadier than 73% of Financial Services companies in Saudi Arabia.
Growth Efficiency Ratio
SAR 19Sales grew 82% in 3 years; of every extra SAR 100 of sales, SAR 19 became extra profit.
Higher than 57% of Financial Services companies in Saudi Arabia.
Asset Productivity Ratio
+82% / +227%In 3 years sales changed by +82% while total assets changed by +227%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
98%Of every SAR 100 the company owns, SAR 98 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 52% of Financial Services companies in Saudi Arabia.
Tangible Net Worth Ratio
89%Of every SAR 100 of net worth, SAR 89 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 73% of Financial Services companies in Saudi Arabia.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Al Rajhi Company for Cooperative Insurance owes SAR 0.81 for every SAR 1 it owns. Net profit rose 37% in the year to Dec 2025, and grew 85% a year on average over 3 years.
Compared with Financial Services companies in Saudi Arabia · latest annual results Dec 2025.
P/E ratio
19.1Investors pay SAR 19.1 for every SAR 1 of Al Rajhi Company for Cooperative Insurance's yearly profit, higher than 78% of Financial Services companies in Saudi Arabia.
P/B ratio
3.18The share price is 3.18 times Al Rajhi Company for Cooperative Insurance's book value per share, higher than 89% of Financial Services companies in Saudi Arabia.
Market cap
SAR 8.8 BThe total market value of all of Al Rajhi Company for Cooperative Insurance's shares at today's price (share price × number of shares), larger than 67% of Financial Services companies in Saudi Arabia. PosiCap size class: Meso Cap.
Net worth (book value)
SAR 2.8 BWhat Al Rajhi Company for Cooperative Insurance would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
SAR 13.90Net worth divided by the number of shares. The share price of SAR 44.16 is 3.2 times this, which is the P/B above.
Return on equity (ROE)
18.2%Al Rajhi Company for Cooperative Insurance earned 18.2% on its shareholders' money over the last year, higher than 90% of Financial Services companies in Saudi Arabia.
Owes vs Owns
0.81×Al Rajhi Company for Cooperative Insurance owes SAR 0.81 for every SAR 1 it owns (high), higher than 70% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Dividend yield
NoneAl Rajhi Company for Cooperative Insurance does not currently pay a dividend.
Revenue growth
-12%Revenue fell 12% in the year to Dec 2025, and grew 22% a year on average over 3 years.
Profit growth
+37%Net profit rose 37% in the year to Dec 2025, and grew 85% a year on average over 3 years.
Profit margin
10.0%Al Rajhi Company for Cooperative Insurance keeps SAR 10 of every SAR 100 of revenue as net profit.
Questions
What is Al Rajhi Company for Cooperative Insurance's P/E ratio?
Investors pay SAR 19.1 for every SAR 1 of Al Rajhi Company for Cooperative Insurance's yearly profit, higher than 78% of Financial Services companies in Saudi Arabia.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Al Rajhi Company for Cooperative Insurance: SAR 8.8 B ÷ SAR 2.8 B (30 Jun 2026) = 3.2.
What is Al Rajhi Company for Cooperative Insurance's return on equity?
Al Rajhi Company for Cooperative Insurance earned 18.2% on its shareholders' money over the last year, higher than 90% of Financial Services companies in Saudi Arabia.
How much does Al Rajhi Company for Cooperative Insurance owe compared with what it owns?
Al Rajhi Company for Cooperative Insurance owes SAR 0.81 for every SAR 1 it owns (high), higher than 70% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Does Al Rajhi Company for Cooperative Insurance pay a dividend?
No. Al Rajhi Company for Cooperative Insurance does not currently pay a dividend.
Is Al Rajhi Company for Cooperative Insurance's revenue growing?
Revenue fell 12% in the year to Dec 2025, and grew 22% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.