Al Rajhi Banking and Investment Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Al Rajhi Banking and Investment Corporation's yearly results (2022–2025), compared with Financial Services companies in Saudi Arabia. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Of every SAR 100 of net worth, SAR 100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 98% of Financial Services companies in Saudi Arabia.
- Tangible Assets Ratio: Of every SAR 100 the company owns, SAR 100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 98% of Financial Services companies in Saudi Arabia.
- Growth Efficiency Ratio: Sales grew 36% in 3 years; of every extra SAR 100 of sales, SAR 73 became extra profit. Higher than 90% of Financial Services companies in Saudi Arabia.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 2/3Sales grew in 2 of the last 3 years; profit grew in 2 of 3.
Steadier than 56% of Financial Services companies in Saudi Arabia.
Growth Efficiency Ratio
SAR 73Sales grew 36% in 3 years; of every extra SAR 100 of sales, SAR 73 became extra profit.
Higher than 90% of Financial Services companies in Saudi Arabia.
Asset Productivity Ratio
+36% / +37%In 3 years sales changed by +36% while total assets changed by +37%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every SAR 100 the company owns, SAR 100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 98% of Financial Services companies in Saudi Arabia.
Tangible Net Worth Ratio
100%Of every SAR 100 of net worth, SAR 100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 98% of Financial Services companies in Saudi Arabia.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Al Rajhi Banking and Investment Corporation owes SAR 0.86 for every SAR 1 it owns. Net profit rose 26% in the year to Dec 2025, and grew 13% a year on average over 3 years.
Compared with Financial Services companies in Saudi Arabia · latest annual results Dec 2025.
P/E ratio
14.2Investors pay SAR 14.2 for every SAR 1 of Al Rajhi Banking and Investment Corporation's yearly profit, higher than 54% of Financial Services companies in Saudi Arabia.
P/B ratio
2.33The share price is 2.33 times Al Rajhi Banking and Investment Corporation's book value per share, higher than 84% of Financial Services companies in Saudi Arabia.
Market cap
SAR 355.5 BThe total market value of all of Al Rajhi Banking and Investment Corporation's shares at today's price (share price × number of shares), larger than almost all Financial Services companies in Saudi Arabia. PosiCap size class: Tito Cap.
Net worth (book value)
SAR 152.4 BWhat Al Rajhi Banking and Investment Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
SAR 25.40Net worth divided by the number of shares. The share price of SAR 59.25 is 2.3 times this, which is the P/B above.
Return on equity (ROE)
18.5%Al Rajhi Banking and Investment Corporation earned 18.5% on its shareholders' money over the last year, higher than 93% of Financial Services companies in Saudi Arabia.
Owes vs Owns
0.86×Al Rajhi Banking and Investment Corporation owes SAR 0.86 for every SAR 1 it owns (high), higher than 87% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Dividend yield
4.34%Al Rajhi Banking and Investment Corporation pays 4.34% of its share price as dividends a year, lower than 79% of dividend-paying Financial Services companies in Saudi Arabia.
Revenue growth
+22%Revenue rose 22% in the year to Dec 2025, and grew 11% a year on average over 3 years.
Profit growth
+26%Net profit rose 26% in the year to Dec 2025, and grew 13% a year on average over 3 years.
Profit margin
63.6%Al Rajhi Banking and Investment Corporation keeps SAR 64 of every SAR 100 of revenue as net profit.
Questions
What is Al Rajhi Banking and Investment Corporation's P/E ratio?
Investors pay SAR 14.2 for every SAR 1 of Al Rajhi Banking and Investment Corporation's yearly profit, higher than 54% of Financial Services companies in Saudi Arabia.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Al Rajhi Banking and Investment Corporation: SAR 355.5 B ÷ SAR 152.4 B (30 Jun 2026) = 2.3.
What is Al Rajhi Banking and Investment Corporation's return on equity?
Al Rajhi Banking and Investment Corporation earned 18.5% on its shareholders' money over the last year, higher than 93% of Financial Services companies in Saudi Arabia.
How much does Al Rajhi Banking and Investment Corporation owe compared with what it owns?
Al Rajhi Banking and Investment Corporation owes SAR 0.86 for every SAR 1 it owns (high), higher than 87% of Financial Services companies in Saudi Arabia. Banks and lenders usually show higher figures.
Does Al Rajhi Banking and Investment Corporation pay a dividend?
Yes. Al Rajhi Banking and Investment Corporation pays 4.34% of its share price as dividends a year, lower than 79% of dividend-paying Financial Services companies in Saudi Arabia.
Is Al Rajhi Banking and Investment Corporation's revenue growing?
Revenue rose 22% in the year to Dec 2025, and grew 11% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.