The Western Union Company
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from The Western Union Company's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Tangible Net Worth Ratio: Goodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative. Less tangible than 98% of Financial Services companies in United States.
- Steadiness Ratio: Sales grew in 0 of the last 3 years; profit grew in 1 of 3. Less steady than 98% of Financial Services companies in United States.
- Tangible Assets Ratio: Of every $100 the company owns, $70 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. Less tangible than 88% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
0/3 · 1/3Sales grew in 0 of the last 3 years; profit grew in 1 of 3.
Less steady than 98% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales fell 9%
Sales fell 9% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-9% / -2%In 3 years sales changed by -9% while total assets changed by -2%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
70%Of every $100 the company owns, $70 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 88% of Financial Services companies in United States.
Tangible Net Worth Ratio
NegativeGoodwill and other intangibles are larger than its whole net worth, so its tangible net worth is negative.
Less tangible than 98% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
The Western Union Company owes $0.89 for every $1 it owns. Net profit fell 47% in the year to Dec 2025, and shrank 18% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
5.2Investors pay $5.2 for every $1 of The Western Union Company's yearly profit, lower than 94% of Financial Services companies in United States.
P/B ratio
2.19The share price is 2.19 times The Western Union Company's book value per share, higher than 82% of Financial Services companies in United States.
Market cap
$2.0 BThe total market value of all of The Western Union Company's shares at today's price (share price × number of shares), larger than 67% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$915 MWhat The Western Union Company would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$2.93Net worth divided by the number of shares. The share price of $6.43 is 2.2 times this, which is the P/B above.
Return on equity (ROE)
44.0%The Western Union Company earned 44.0% on its shareholders' money over the last year, higher than 97% of Financial Services companies in United States.
Owes vs Owns
0.89×The Western Union Company owes $0.89 for every $1 it owns (high), higher than 69% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
15.04%The Western Union Company pays 15.04% of its share price as dividends a year, higher than 96% of dividend-paying Financial Services companies in United States.
Revenue growth
-4%Revenue fell 4% in the year to Dec 2025, and shrank 3% a year on average over 3 years.
Profit growth
-47%Net profit fell 47% in the year to Dec 2025, and shrank 18% a year on average over 3 years.
Profit margin
12.3%The Western Union Company keeps $12 of every $100 of revenue as net profit.
Questions
What is The Western Union Company's P/E ratio?
Investors pay $5.2 for every $1 of The Western Union Company's yearly profit, lower than 94% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For The Western Union Company: $2.0 B ÷ $915 M (30 Jun 2026) = 2.2.
What is The Western Union Company's return on equity?
The Western Union Company earned 44.0% on its shareholders' money over the last year, higher than 97% of Financial Services companies in United States.
How much does The Western Union Company owe compared with what it owns?
The Western Union Company owes $0.89 for every $1 it owns (high), higher than 69% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does The Western Union Company pay a dividend?
Yes. The Western Union Company pays 15.04% of its share price as dividends a year, higher than 96% of dividend-paying Financial Services companies in United States.
Is The Western Union Company's revenue growing?
Revenue fell 4% in the year to Dec 2025, and shrank 3% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.