Wintrust Financial Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Wintrust Financial Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 94% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 94% of Financial Services companies in United States.
Growth Efficiency Ratio
$41Sales grew 39% in 3 years; of every extra $100 of sales, $41 became extra profit.
Higher than 68% of Financial Services companies in United States.
Asset Productivity Ratio
+39% / +34%In 3 years sales changed by +39% while total assets changed by +34%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 65% of Financial Services companies in United States.
Tangible Net Worth Ratio
88%Of every $100 of net worth, $88 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 59% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Wintrust Financial Corporation owes $0.90 for every $1 it owns. Net profit rose 19% in the year to Dec 2025, and grew 17% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
11.5Investors pay $11.5 for every $1 of Wintrust Financial Corporation's yearly profit, lower than 64% of Financial Services companies in United States.
P/B ratio
1.34The share price is 1.34 times Wintrust Financial Corporation's book value per share, higher than 56% of Financial Services companies in United States.
Market cap
$10.1 BThe total market value of all of Wintrust Financial Corporation's shares at today's price (share price × number of shares), larger than 87% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$7.5 BWhat Wintrust Financial Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$111.56Net worth divided by the number of shares. The share price of $149.75 is 1.3 times this, which is the P/B above.
Return on equity (ROE)
12.9%Wintrust Financial Corporation earned 12.9% on its shareholders' money over the last year, higher than 66% of Financial Services companies in United States.
Owes vs Owns
0.90×Wintrust Financial Corporation owes $0.90 for every $1 it owns (high), higher than 80% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
1.49%Wintrust Financial Corporation pays 1.49% of its share price as dividends a year, lower than 80% of dividend-paying Financial Services companies in United States.
Revenue growth
+11%Revenue rose 11% in the year to Dec 2025, and grew 12% a year on average over 3 years.
Profit growth
+19%Net profit rose 19% in the year to Dec 2025, and grew 17% a year on average over 3 years.
Profit margin
30.2%Wintrust Financial Corporation keeps $30 of every $100 of revenue as net profit.
Questions
What is Wintrust Financial Corporation's P/E ratio?
Investors pay $11.5 for every $1 of Wintrust Financial Corporation's yearly profit, lower than 64% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Wintrust Financial Corporation: $10.1 B ÷ $7.5 B (30 Jun 2026) = 1.3.
What is Wintrust Financial Corporation's return on equity?
Wintrust Financial Corporation earned 12.9% on its shareholders' money over the last year, higher than 66% of Financial Services companies in United States.
How much does Wintrust Financial Corporation owe compared with what it owns?
Wintrust Financial Corporation owes $0.90 for every $1 it owns (high), higher than 80% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Wintrust Financial Corporation pay a dividend?
Yes. Wintrust Financial Corporation pays 1.49% of its share price as dividends a year, lower than 80% of dividend-paying Financial Services companies in United States.
Is Wintrust Financial Corporation's revenue growing?
Revenue rose 11% in the year to Dec 2025, and grew 12% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.