West Bancorporation, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from West Bancorporation, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales fell 7%
Sales fell 7% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-7% / +15%In 3 years sales changed by -7% while total assets changed by +15%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
West Bancorporation, Inc. owes $0.93 for every $1 it owns. Net profit rose 35% in the year to Dec 2025, and shrank 11% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
13.1Investors pay $13.1 for every $1 of West Bancorporation, Inc.'s yearly profit, higher than 55% of Financial Services companies in United States.
P/B ratio
1.85The share price is 1.85 times West Bancorporation, Inc.'s book value per share, higher than 76% of Financial Services companies in United States.
Market cap
$519 MThe total market value of all of West Bancorporation, Inc.'s shares at today's price (share price × number of shares), smaller than 57% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$281 MWhat West Bancorporation, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$16.49Net worth divided by the number of shares. The share price of $30.44 is 1.8 times this, which is the P/B above.
Return on equity (ROE)
14.7%West Bancorporation, Inc. earned 14.7% on its shareholders' money over the last year, higher than 74% of Financial Services companies in United States.
Owes vs Owns
0.93×West Bancorporation, Inc. owes $0.93 for every $1 it owns (high), higher than 93% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
3.44%West Bancorporation, Inc. pays 3.44% of its share price as dividends a year, higher than 62% of dividend-paying Financial Services companies in United States.
Revenue growth
+19%Revenue rose 19% in the year to Dec 2025, and shrank 3% a year on average over 3 years.
Profit growth
+35%Net profit rose 35% in the year to Dec 2025, and shrank 11% a year on average over 3 years.
Profit margin
34.5%West Bancorporation, Inc. keeps $34 of every $100 of revenue as net profit.
Questions
What is West Bancorporation, Inc.'s P/E ratio?
Investors pay $13.1 for every $1 of West Bancorporation, Inc.'s yearly profit, higher than 55% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For West Bancorporation, Inc.: $519 M ÷ $281 M (30 Jun 2026) = 1.8.
What is West Bancorporation, Inc.'s return on equity?
West Bancorporation, Inc. earned 14.7% on its shareholders' money over the last year, higher than 74% of Financial Services companies in United States.
How much does West Bancorporation, Inc. owe compared with what it owns?
West Bancorporation, Inc. owes $0.93 for every $1 it owns (high), higher than 93% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does West Bancorporation, Inc. pay a dividend?
Yes. West Bancorporation, Inc. pays 3.44% of its share price as dividends a year, higher than 62% of dividend-paying Financial Services companies in United States.
Is West Bancorporation, Inc.'s revenue growing?
Revenue rose 19% in the year to Dec 2025, and shrank 3% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.