Winchester Bancorp, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Winchester Bancorp, Inc.'s yearly results (2023–2026), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
2/3 · 1/3Sales grew in 2 of the last 3 years; profit grew in 1 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
$3Sales grew 41% in 3 years; of every extra $100 of sales, $3 became extra profit.
Lower than 73% of Financial Services companies in United States.
Asset Productivity Ratio
+41% / +46%In 3 years sales changed by +41% while total assets changed by +46%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Winchester Bancorp, Inc. owes $0.89 for every $1 it owns. Winchester Bancorp, Inc. returned to profit in the year to Jun 2026, after a loss the year before.
Compared with Financial Services companies in United States · latest annual results Jun 2026.
P/E ratio
26.7Investors pay $26.7 for every $1 of Winchester Bancorp, Inc.'s yearly profit, higher than 84% of Financial Services companies in United States.
P/B ratio
0.97The share price is 0.97 times Winchester Bancorp, Inc.'s book value per share, lower than 73% of Financial Services companies in United States.
Market cap
$117 MThe total market value of all of Winchester Bancorp, Inc.'s shares at today's price (share price × number of shares), smaller than 89% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$121 MWhat Winchester Bancorp, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$13.45Net worth divided by the number of shares. The share price of $13.09 is 1.0 times this, which is the P/B above.
Return on equity (ROE)
3.8%Winchester Bancorp, Inc. earned 3.8% on its shareholders' money over the last year, lower than 78% of Financial Services companies in United States.
Owes vs Owns
0.89×Winchester Bancorp, Inc. owes $0.89 for every $1 it owns (high), higher than 73% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneWinchester Bancorp, Inc. does not currently pay a dividend.
Revenue growth
+36%Revenue rose 36% in the year to Jun 2026, and grew 12% a year on average over 3 years.
Profit growth
Back to profitWinchester Bancorp, Inc. returned to profit in the year to Jun 2026, after a loss the year before.
Profit margin
16.8%Winchester Bancorp, Inc. keeps $17 of every $100 of revenue as net profit.
Questions
What is Winchester Bancorp, Inc.'s P/E ratio?
Investors pay $26.7 for every $1 of Winchester Bancorp, Inc.'s yearly profit, higher than 84% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Winchester Bancorp, Inc.: $117 M ÷ $121 M (30 Jun 2026) = 1.0.
What is Winchester Bancorp, Inc.'s return on equity?
Winchester Bancorp, Inc. earned 3.8% on its shareholders' money over the last year, lower than 78% of Financial Services companies in United States.
How much does Winchester Bancorp, Inc. owe compared with what it owns?
Winchester Bancorp, Inc. owes $0.89 for every $1 it owns (high), higher than 73% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Winchester Bancorp, Inc. pay a dividend?
No. Winchester Bancorp, Inc. does not currently pay a dividend.
Is Winchester Bancorp, Inc.'s revenue growing?
Revenue rose 36% in the year to Jun 2026, and grew 12% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.