Go Deep
Waterstone Financial, Inc.
Waterstone Financial, Inc. Score & Ratio Trend
| Date | Score | P/E | P/B | D/E | Price |
|---|---|---|---|---|---|
| Oct 2026 | 20,500 | 11.4 | 1.01 | 1.16 | 1,884.67 |
| Oct 2026 | 20,516 | 11.4 | 1.01 | 1.16 | 1,873.31 |
| Oct 2026 | 20,480 | 11.6 | 1.02 | 1.16 | 1,886.88 |
| Oct 2026 | 20,469 | 11.5 | 1.02 | 1.16 | 1,885.77 |
| Oct 2026 | 20,498 | 11.4 | 1.01 | 1.16 | 1,877.36 |
| Oct 2026 | 20,487 | 11.5 | 1.02 | 1.16 | 1,881.16 |
| Oct 2026 | 20,544 | 11.3 | 1.00 | 1.16 | 1,855.70 |
| Oct 2026 | 20,428 | 11.6 | 1.03 | 1.16 | 1,894.42 |
Waterstone Financial, Inc. Quarterly Results
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 39,433,000.0 | 34,662,000.0 | 36,599,000.0 | 36,353,000.0 |
| Net Profit | 8,462,000.0 | 5,997,000.0 | 7,713,000.0 | 7,926,000.0 |
| EPS | 0.5 | 0.3 | 0.4 | 0.5 |
Waterstone Financial, Inc. Revenue & Profit: Last 5 Years
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Revenue | 138,925,000.0 | 132,380,000.0 | 127,972,000.0 | 157,765,000.0 | — |
| Net Profit | 26,402,000.0 | 18,688,000.0 | 9,375,000.0 | 19,487,000.0 | — |
| EPS | 1.5 | 1.0 | 0.5 | 0.9 | — |
Waterstone Financial, Inc. Balance Sheet
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
| Total Assets | 2,259,507,000.0 | 2,209,608,000.0 | 2,213,389,000.0 | 2,031,672,000.0 | — |
| Total Liabilities | 1,910,115,000.0 | 1,870,473,000.0 | 1,869,333,000.0 | 1,661,186,000.0 | — |
| Total Equity | 349,392,000.0 | 339,135,000.0 | 344,056,000.0 | 370,486,000.0 | — |
Owes vs Owns
Waterstone Financial, Inc. owed $0.84 for every $1 it owned in Jun 2026, up from $0.82 in Dec 2022.
| Period | Jun 2026 | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|---|
| Owes vs Owns | 0.84× | 0.85× | 0.85× | 0.84× | 0.82× |
Everything the company owes ÷ everything it owns. Below 1× it owns more than it owes; above 1× it owes more than it owns.
Waterstone Financial, Inc. Assets & Liabilities Breakdown (USD millions)
What it owns — Dec 2025
Cash & short-term investments 10.4%Fixed assets (tangible) 0.8%Long-term investments 10.2%Other assets 78.6%
How it's funded — Dec 2025
Short-term debt 9.6%Long-term debt 8.4%Other liabilities 66.6%Shareholders' equity 15.5%
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Assets | ||||
| Cash & short-term investments | 234.2 | 244.0 | 235.8 | 232.5 |
| Receivables | 0.0 | 0.0 | 0.0 | 0.0 |
| Inventory | 0.0 | 0.0 | 0.0 | 0.0 |
| Fixed assets (tangible) | 18.9 | 19.4 | 20.0 | 21.1 |
| Intangible assets | 0.0 | 0.0 | 0.0 | 0.0 |
| Long-term investments | 230.8 | 208.5 | 204.9 | 196.6 |
| Other assets | 1,775.6 | 1,737.7 | 1,752.7 | 1,581.4 |
| Liabilities & equity | ||||
| Short-term debt | 216.1 | 293.6 | 309.0 | 185.7 |
| Long-term debt | 190.0 | 150.0 | 155.0 | 200.0 |
| Payables | 0.0 | 0.0 | 0.0 | 0.0 |
| Other liabilities | 1,504.0 | 1,426.9 | 1,405.3 | 1,275.5 |
| Shareholders' equity | 349.4 | 339.1 | 344.1 | 370.5 |
| Net tangible assets | 349.4 | 339.1 | 344.1 | 370.5 |
Waterstone Financial, Inc. Cash Flow
| Line Item | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
| Operating Activities | 24,183,000.0 | 48,063,000.0 | -27,577,000.0 | 206,665,000.0 |
| Investing Activities | -8,745,000.0 | -23,963,000.0 | -159,224,000.0 | -335,742,000.0 |
| Financing Activities | 15,908,000.0 | -20,760,000.0 | 176,580,000.0 | -201,003,000.0 |